Teens are not "fully baked." Due to inexperience, immaturity and common behaviors, they represent the highest risk of any group of drivers. Teens are almost guaranteed to be involved in a car crash within the first 90 days on the road.
Experience is the key factor. Also there is a positive correlation between 'responsibility' and age. Generally speaking younger drivers are less mature (rational) than older driver. Check your rate at http://www.insurancenavy.com to see the companies that still take young drivers at great prices.
Car insurance is typically more expensive for a new driver when compared to that for a more experienced driver is due to expertise level difference in handling the vehicle.
Generally speaking the answer is NO. Commercial auto insurance is more expensive that personal auto insurance because of the (1) frequency of using the auto- more often in commercial, (2) Commercial auto can cause more damage in accidents, and (3) bigger lawsuits are more evident in accidents involving commercial autos. There are very few exceptions. For example, a personal auto carried by a 16 year driver living in an urban area with few violations and a certain amount of liability limits can be more expensive than a commercial auto policy for a 35 years old suburban driver, with clean record, for comparable liability limits.
Auto insurance rating multiplies the base insurance rate for a car times the factor for the driver. So a car which has bad experience, multiplied by teen driver (much more likely to kill someone in an accident), results in higher premium.
It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.
No because there are more drivers and accidents in California. The libility is greater in Ca so it costs more.
No. Massachusetts is a very expensive state for auto insurance. Most states will be cheaper.
Yes, absolutely it is more expensive! Collision is the more expensive part of any auto insurance policy.
If you are looking for more information on Does driver insurance vary, the best place to look for the information is on www.rmiia.org/auto/teens/Buying_Auto_Insurance.asp
"New driver insurance is expensive; it is sometimes up to 50% more than what it will cost after the drive is 25 years old. However, most insurance companies offer discounts for grades and reputation from the school."
It is more expensive to obtain auto insurance if you are under 25 because you have less driving experience which means it's more likely you would have an accident.
Insurance can be expensive. It is more expensive to purchase insurance for a Honda motorbike because this vehicle will be driven on the roads with vehicles. The risk of injury is higher for both the motorbike driver and other drivers on the road.
Auto Insurance America is a little more expensive of an option than other nationwide insurance companies. Companies like Progressive Insurance, and Geico have better offers.