Best Answer

If you have an "all-risk" policy, vehicle damage is covered. If you have a "named-peril" policy, Aircraft & Vehicle damage are normally covered. If you are the owner of the homeowners policy and the brick wall is located on the insured premises, the loss should be covered (unless it was caused by a vehicle owned by an insured). If you file a claim, the company has a legal responsibility to investigate all the circumstances of your claim. If they deny your claim, they must do so in writing and explain EXACTLY WHY the claim is not covered under your policy.

User Avatar

Wiki User

โˆ™ 2004-07-14 09:23:14
This answer is:
User Avatar
Study guides


22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

See all cards
6 Reviews
More answers
User Avatar

Wiki User

โˆ™ 2015-06-05 17:22:12

It's not hard at all. Most of us just telephone our insurance company and file it over the phone.

Once they give you a claim number just call a bricklayer or a contractor and have the repair work begin.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Why is it so hard to file a claim to your homeowners insurance for someone crashing into your brick wall that is on your property resulting from a hit and run driver?
Write your answer...
Still have questions?
magnify glass
Related questions

Is the theft of a dog insured by homeowners policy?

No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.

Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.

Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.

What Florida homeowners insurance covers felons?

Homeowners Insurance Covers your Property. Not criminal activities

Does homeowners insurance cover loss of personal property?

If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.

Does my homeowners insurance cover another person if they are hurt on someone else's property?

No, Homeowners insurance is not a replacement for medical insurance.

What provides the funds needed for expenses such as property taxes homeowners insurance mortgage insurance?

Which of these provides the funds needed for expenses such as property taxes, homeowners insurance, mortgage insurance, etc.?

Does homeowners insurance covers floor damage resulting from moisture?

Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.

Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.

How do you find out if a property has a homeowners insurance policy?

You ask the property owner.

Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.

Can you carry homeowners insurance on company property?

Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.

People also asked