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What else can I help you with?
Will the insurance pay if your car is vandalized?
It might if you have comprehensive coverage
Do you have to pay the deductible when your car is damaged by a hit and run driver if you don't have uninsured motorist coverage?
If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.
Is auto windshield repair covered by car insurance?
Windshield replacement is generally included in comprehensive coverage, which provides for repairs to a vehicle that has been damaged in ways other than a collision. This might include a tree falling on the car, hitting a deer or a rock or other projectile damaging the windshield. If you do have comprehensive coverage, refer to the policy for details regarding the deductible, which may apply. www.insurance.com
Is full coverage insurance worth paying on a salvage car?
Usually not, collision and comprehensive only pay based on pre-accident value of the car, which for a salvage is very little if anything. You will need liability and it might be useful to have uninsured motorist.
Is comprehensive coverage good enough for a 1996 contour for a teenage boy?
Comprehensive coverage is usually good enough for a 1996 contour for a teenage boy. Since he is a teenager, however, you might want to increase the coverage on collisions, a common accident.
Why am I not covered for snowstorm damages after I switched insurance?
There are different coverages under an auto insurance policy like the liablity coverage,-(PPI) comprehensive coverage and collision. You switched the insurance and so the new car has only the coverage which you had opted for in your old car which might have been only the liablity - mandatory coverage. Thus technically you had insuracne coverage sufficent to abide to your state rules but your car was not covered for own damges of comprehnsive damage to the car. Hence the insurance company is saying that you do not have coverage. Please check your insurance coverage when you buy a new car and upgrade the same.
What if your legally parked car is hit but it is not covered by collision?
You have to hope the guy who hit it offer up his liability coverage. You might consider broader Auto Insurance Coverage in the future when you can afford it.
Will insurance cover if you skid your motorcycle?
If you have full coverage.....but then your premium might go up if you decide to make a claim
Can you get insurance on a car with a salvage title in Georgia?
Liability, certainly. Comprehensive and Collision might not be worth what you would need to pay since they would only give you a fraction of the value of the vehicle if you were in another collision and the vehicle were to be written off again.
Ask us kind of customer would want collision coverage for his or her auto insurance?
A customer who frequently drives in high-traffic areas or urban environments may want collision coverage to protect against the risk of accidents. Additionally, individuals with newer or more valuable vehicles would benefit from this coverage to ensure they can repair or replace their car without facing significant financial strain. Those who rely heavily on their vehicle for work or personal commitments might also prioritize collision coverage for peace of mind.
When your car drops in value why don't the insurance rates drop also?
Because, by and large, the risk factors upon which the premium was based have not changed. For example, your driving history (a risk factor) is not affected by a change in value of the car, nor is the usage of the car (personal or commercial-another risk factor), nor your location (still another risk factor). However, were the value of the car to decline to the point that it might make sense to eliminate collision coverage (which pays for the repair of the car in the event of a collision), the premium will decline due to the elimination of that coverage. If you do that, you are essentially self-insuring for the cost of repair that collision coverage might otherwise pay.
Spend Less With An Auto Insurance Calculator?
An auto insurance calculator is usually provided by a single auto insurance company directly to drivers. It can be a great tool for studying coverage and for finding new ways to decrease the overall cost of any car insurance policy when used correctly by a driver. A good auto insurance calculator will accomplish several things for a driver. It will help a driver to see how a certain insurer prices different aspects of coverage, including comprehensive, liability, and collision programs, and it will help a driver to find ways to decrease his or her overall coverage premiums by pointing out the most expensive areas of coverage. For instance, if you use an auto insurance calculator and discover that you're paying a lot for personal injury protection, you might decide to ask an insurance provider about discounts for this type of coverage or you may decide to adjust your limits. Try to use an insurance calculator every few months to keep your quotes as low as possible. This is a great way to stay on top of your insurance policy and your premiums.
