Any surgery that is elective should not be covered by insurance. That is most insurance companies policy. However, many people find a way around their insurance by claiming, either truthfully or falsely, that a particular surgery is medically necessary. These then are the same people who complain about insurance rates. When insurance has to pay out for procedures that are not necessary, it affects everyone because they raise premiums. So, if we want affordably healthcare, we will not lie about medically unnecessary surgery.
No. The plastic surgeonyou choose should be a member of the American Society of Plastic Surgeons or a Society of Cosmetic Plastic Surgeons in the country of origin. In addition, the American Board of Plastic Surgery or its equivalent in the country of origin should also certify a top plastic and reconstructive cosmetic surgeon. Cosmetic plastic surgeries should be performed in an accredited facility. Here you can have the list of Plastic Surgeons. http://www.placidway.com/doctor-treatment/5,Cosmetic/Plastic-Surgery/
It depends on what the laser eye surgery is for. If it's an elective surgery for your eye such as Lasik, then most insurances will not cover it. However, if it's a medically recommended surgery such as for cataracts, then it should be covered. You need to look at your insurance's "Master Policy" to make sure.
Some Say NoNo. There is a reason it is called "health" insurance. The purpose of health insurance is to protect individuals' health. Cosmetic surgeries are a completely different ballpark--they have nothing to do with the person's health, and it makes no sense for health insurance to cover cosmetic procedures.Although it seems unfair that only the rich can afford to buy their perfect body, I do not think that cosmetic plastic surgery should be covered by health insurance. Nearly everyone has something they would like to change about themselves, and if optional cosmetic procedures were to be covered by insurance, premiums that everyone has to pay would increase exponentially. Basic medical coverage would be unattainable for the general public at these rates, and society would be faced with a much greater problem than people being able to afford cosmetic surgery...Some Say YesYea, I think it should if it is truly needed. There are many things that people need help with and if they don't have the money they just have to live with it. That's not right. Everyone should have a chance to live a full life and money should not be the thing that holds them back. They won't say it but there are some people that won't give you a job because you son't look just right or you are a little too fat for them. With money you can change that, so yes, insurance should cover it.I think it should, A woman breastfeeds all the children she has because its a healthier start for them and she is left with saggy boobs she is embarassed to have, it can ruin her spirit her self esteem and her marriage.Plastic surgery means reconstructive surgery although now a days cosmetic surgery has overpowered this term. I feel that reconstructive surgery should be under Health insurance since it is meant for improving the deformed part of the body present either by birth or because of some accident. One must be given a chance to live a healthy and beautiful life and prevent them from any kind of disgrace in society.Others Say It Already Is if Medically NecessaryPlastic surgery is actually covered by insurance compannies but, it has to be medically necessary. Other than that it has to come out of pocket or use a medical benefit card that reduces the cost so that you're not paying the full price. Reply to some posts can be found in the Discussion Area.
No, minors should not be allowed to have unnecessary plastic surgery. Even Plastic Surgeons frown upon it and believe in educating minors and their parents. Additionally, the American Society of Plastic Surgeon's guidelines basically advise that no one under 18 receive plastic surgery unless there is a compelling reason or reconstructive element.
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