Insurance is one of the most important things that every person should have. Insurance is nothing but protection in case of unexpected mishaps. for Ex: if you have medical insurance, if you fall sick you do not have to pay out the full medical expenditure from your pocket. Instead you would have to pay 10 or 15% of the expenditure and the insurance provider would pay the remaining. To avail this service you would have to pay a small fee to the insurance company every year/month.
no
Someone should consider purchasing traveller insurance when they are planning on traveling and want to protect their possesions from the dangers of traveling.
His liability insurance on his car should transfer to the vehicle that he is driving.
No, infinity insurance does not offer renter's insurance. Their mission is to provide low cost automobile insurance. You should look for someone like allstate.
If it was someone you lent your car to, then it should
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.
I would call the person who hit you. Tell them you are calling your insurance company about it and tell them they need to call their insurance as well. That should start the process.
If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.
You home owners liability insurance should cover it.
no
It should, if you let someone borrow your car, coverages should apply.
You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.