A renters insurance policy offers coverage on a tenant's possessions and contents of the rented property in the event of loss or damage from fire or other catastrophe. While a tenant has no responsibility to ensure the property itself, should they incur a loss the insurance would help them replace their possessions.
By practical means, yes, renters should have home content insurance. You will want to have coverage for your home if anything disastrous was to occur.
If the items are scheduled on your homeowners insurance policy for coverage, the items belong to you and the garage is the same one at the insured home, then you should have no problem with coverage.
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
No, infinity insurance does not offer renter's insurance. Their mission is to provide low cost automobile insurance. You should look for someone like allstate.
Why would you not sign the application for insurance. You should do that when you paid for the insurance coverage. I would suggest that you go back to the agency and sign the document.
Renters insurance .
About thirty percent get renters insurance. Renters insurance should be the top priority of any renter however. It helps just in case a strom, or anything else does damage to the place one is renting.
No, homeowners insurance typically only covers property and liability for property owners, not renters. Renters should consider purchasing renters insurance, which can protect their personal belongings in the event of theft or burglary.
You should compare at least 2-5 renters insurance quotes before making a decision. The reason is that comparing is good. It allows you to see the differences between renters insurance quotes.
Your coverage should kick in - if it was a matter of fault, you will be in the driver's shoes unfortunately.
Renters wanting such coverage should check with their existing car insurance as their existing insurer may be able to add it to their regular yearly policy for a small premium. This provides coverage from an insurance company that they know, instead of unregulated (from insurance standpoint) car-rental outfit, which offering you may understand less.
Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance. It should. Read your policy for coverage and see if there is a clause of replacements of items in which way they get damaged. I dont think water damage should be covered any differently then fire damage. The item is damaged and needs to be replaced. You can call your agent and ask them they should be able to tell you positively.