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The worker compensation application requires that you inform them of any and all states where your employees work. The insurance company must know the answer to this question truthfully as they will have to adjust their rates based on the laws and regulations of the other states. Rates are different in different states as well so the premium would have to be adjusted as well.
What else can I help you with?
What is a wage replacement?
In the United States, the most common wage replacement would be getting paid by workers compensation, collecting unemployment or another insurance policy that will provide you an income.
You settled a workers comp case can you get workers comp insurance on yourself?
No, Workers' Compensation Insurance is just for employers. You would have to obtain a commercial policy and possibly run into pre-existing issues.
Why would California workers be against Japanese immigration?
It depends on employment and government policy for Japanese Immigration.
Is there a limited time to file a stolen vehicle report to insurance when a police report has been filed?
You need to read your insurance policy. Different states have different requirements for such notification. You would need to do it quickly though.
Is uninsured motorist coverage necessary for a business auto policy given that employees are covered under the workers' compensation policy?
Most of the coverage for uninsured is for pain and suffering so I would have it.
What state would you file a workers comp claim in if you live and work in different states?
I believe that would be the state you got hurt in. You can call the State Worker's Compensation Board in the state where you live to verify. And that would be located at the state capital in which you live in.
Does a general contractor need to have liability and worker-comp?
You would need to carry a Workers Compensation policy if you have employees, or you come across a job requiring a owner only certificate for workers compensation. I would advise carrying a general liability policy as a GC, most commercial jobs require having one before bidding on a job. You can message me if you would like to get quotes for these policies.
Day labor covered by home owners policy?
Hired Workers not covered by Homeowners InsuranceNo. They would be covered by their employers Worker Compensation coverage.
What is covered perils in a fire policy in North Carolina?
Each company has several different policies and each policy can cover different perils. Also, each policy can have additional endorsements which would cover more perils than a regular "bare bones" policy.
According to the quote how did the president Ronald Reagan approach the policy of detente?
Reagan did not think a policy of détente would deter and attack upon the United States.
Should the US be involved in Mexico population policy?
As much as you would like president Calderon from Mexico dictate the population policy of the United States. A definitive no is the answer.
How are Occupational Accident claims recognized in Monopolistic States?
That's a god question. The occupational accident coverage should cover owner operator losses. The real question is does having Contingent Liability policy cover the Motor Carrier if the Owner Operator is found to be an employee? The short answer is "NO." The Contingent Liability is not a Workers Compensation policy. Nor can it act as one. The statutes in Ohio, Washington, North Dakota, and Wyoming dictate that only the State may issue a Workers Compensation policy. That being said, there is NO protection against the State coming after the Motor Carrier to audit them for all those Owner Operator drivers if they were deemed to be employees. The contingent policy will be found by the state to be inadequate coverage as it is NOT Workers Compensation, and by definition, CANNOT be Workers Compensation. One should note, However, Ohio, Washington, North Dakota, and Wyoming all statutorily exempt an Owner Operator from being an employee. Therefore, the states would be hard pressed to find these owner operators to be an employee.
