We would like to have all our funds moved from another Credit Union to Delta Credit Union. What is the process? Thank You , Ray.
Everything would have to be paid for in cash, by cheque or electronic funds transfer.
Banks do not place liens or garnish your paychecks (your employer would have to do that). However, if a garnishment is received by your credit union, they have to freeze any liquid funds in your account at the time the garnishment is received and send the funds to the court (by law). This is regardless of the source of the funds.
There is a few things to consider when selecting a credit card. The main things to consider would be interest rates, reviews on the company and what you are wanting to use the card for.
That would not be the best of decisions. Interest rates on maxed out credit cards would be substantial. That issue aside,it is highly unlikely a reputable lender would consider selling property or granting a mortgage where a down payment was obtained by the use of credit card(s). Even if the credit line was used to pay the entire amount, there could possibly be negative repercussions from creditors and/or other involved parties.
No, the bailout is meant to allow funds for business and banks to operate on credit. You would have to qualify for a loan.
The funds will not be deposited into your personal account until you make a request to the University of Phoenix that you would like the credit to be paid out to you. You may need to write a letter making the request, though a phone call should be all that is necessary to get the funds back.
For one to get a credit card settlement, you would need to be far enough late in your payments for your credit card to consider settlement. If you are late, you would call and make an offer.
Technically no, normally a credit card puts things 'on credit'. Your bank is paying for the PSN credit. But you now have to repay the bank sometime. (Credit cards can be loaded with funds, that money would be spent if used in the above way, and you would not be in debt to your bank).
I would listen to your investment company's advice on where to put your money or which mutual funds to invest in. I would also consider family and friend's advice.
Credit scores range from 300 to 850. Generally a loan officer would consider a score below 620 to be a sub-prime, or bad score.
Many people would consider most credit cards bad, however, if you are careful, they can be quite useful. Some of the bad ones have high interest rates. Capital One has an average interest rate of 19.9% which is extremely high, where most people would consider that a bad credit card. Also, a credit card with a high interest rate and no rewards is another example of a bad credit card.