ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
Yes. If they are on your policy they HAVE to cover it. Hope this Helps!
yes it is
What would you file a claim for? The vehicle is not yours and it's a minor accident with no injuries, so you have no loss.
You should get in trouble because you caused the accident.
Its a full service maintenance contract for a year which covers all the major and minor breakdown of the fleet but will not cover if accident occured due to reckless driving.
A fender bender is a minor accident.
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad's car, yes, you can report it and his insurance may cover it if he has that type of policy. If anything, your dad could report that he had the accident, though that would be dishonest.
A victim is someone that has suffered from an accident. Whether the injuries were serious or minor, the person that did not cause the accident is often entitled to damages and funds for pain and suffering.
Yes, you should.
The owner of the vehicle is usually held liable.
You have 1 Year after a minor accident to have a claim
In what locality?