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Will a bad credit rating affect a non-resident's ability to re-enter the US?
Wiki User
∙ 19y ago
No. There are many more HIGH priorities for non-resident entries than a credit check.
Wiki User
∙ 19y ago
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Can Credit reports can affect an individual's ability to get a job purchase a home and obtain home and auto insurance?
It can affect all of those things.
Will having a credit card with a high limit affect your ability to get a loan?
if you obtain a credit card with a high limit it will not affect your credit as long as the card is in good standings .. however if the card is maxed out it could affect your credit score wich will intern stop you from getting a loan. although it may not stop you from getting your loan but it will affect your interst rates
How does interest on credit affect your ability to spend in the future?
Then your credit can be high enough so that you are spending more money on credit interest than you can keep up with, there for, you are losing money
How do get a discharged chapter 7 removed from your credt report?
You cannot get it removed from your credit report. It will be on your credit report for 10 years and it will affect your ability to get loans and other type of credit accounts.
Can you marry someone and not have your bad credit affect their credit?
Credit scores are individual and your marriage to someone with a lower credit score than yours will not affect your credit score. Credit scores are based on how much debt you owe versus how much credit you have available, how you make your monthly payments, etc. It has nothing to do with your spouse's credit. That said, their poor credit may affect your ability, as a couple, to get the best rates on credit that you seek together, e.g. if you attempt to buy a house together. It wouldn't impact your personal credit, but it would impact the loan offer you receive.
If you personally have bad credit will it affect your ability to get a good business loan?
Yes, typically it will. But if you show improvement in your credit over the last one or two years some banks will give you a loan.
Can a car repo prevent from buying a house?
Any repossession negatively affects your credit rating. Negatively affected credit ratings will affect your ability to obtain loans, typically in a negative way.
Is it a criminal charge for not paying a balance owed?
No. It is not. There is no such thing as a debtor prison in the U.S. You might get sued in a civil court and have a judgment put on your credit report which will negatively affect your ability to obtain credit. But you won't go to jail or get arrested if you don't pay your balance. No. It is not. There is no such thing as a debtor prison in the U.S. You might get sued in a civil court and have a judgment put on your credit report which will negatively affect your ability to obtain credit. But you won't go to jail or get arrested if you don't pay your balance.
Will having an 'okay' fico score but two credit cards currently in collections affect your ability to get a home loan?
More likely that anything, it will affect your rates. It certainly won't help matters.
Will having a joint bank account with someone who is behind on their personal loan affect your own ability to get a personal loan?
No. Credit history pertains to the individual. With the exception of joint accounts such as credit cards, not bank accounts.
Why are credit investigations criticized?
Credit investigations are criticized because they are seen as invasive and intrusive into an individual's financial privacy. They can also be seen as discriminatory, as they disproportionately affect individuals with lower incomes or poor credit histories. Additionally, some argue that credit investigations do not provide a holistic view of an individual's financial stability or ability to repay a loan.
Does a felony conviction affect your credit?
A felony conviction itself does not directly impact your credit score or credit report. However, the consequences of a felony conviction, such as fines or imprisonment, could affect your ability to meet financial obligations and thus impact your credit indirectly.
