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Assuming you try depositing a cashiers check from another bank into your bank account, it is unlikely to clear that same day. Even if your bank makes the funds available to you in a day or two, even that does not mean the check has necessarily cleared.
I asked this question of an employee at a major bank at which I have an account (because I want to sell some large-ticket items for substantial amounts of money to a private party). She basically said, when the cashiers check actually clears depends on the bank that issued it. Even if your bank makes the funds available to you within a couple of days due to regulations imposed on them, the check may not actually clear (due to fraud or whatever).
Your best bet is to physically visit the issuing bank, show them ID to prove who you are, and get them to cash the check immediately. They will then remove the funds from the account in question, and issue you a check from the bank directly. That new check will be essentially as good as cash.
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Can a cashiers check have a stop payment put on it by telephone?
if the check was made out to a company that is now being investigated, can it be stopped if it has not cleared the bank or if it has cleared the bank is there a 30,60 or 90 day rule?
Can you cash a check at Wells Fargo if you are not a member I received a check from a company made out to me that says payable through Wells Fargo Bank Does this mean I can cash it if not a member?
I received a cashiers check from a bank that was payable thru Wachovia. I took the check to a Wells Fargo and they stated that the check was deposit only. So I opened an account and the funds were available the next day, which was a Saturday.
How long does it take for deposited check to clear the check writer's account?
Usually the Next day, so say, if you deposited a Check Today, it would show up on your Statement at 12 midnight, XD
How do you make postdated check in bpi bank?
To make a postdated check in BPI, it is important to know the date in which it is supposed to clear. Having the date of a cheque many days after the day it is written will render it post-dated.
How long does a check take to clear in the hsbc bank?
3 working days excluding Saturday/Sunday. If you pay a cheque in on monday it will clear on Thursday. If you pay in a cheque on Wednesday it will clear the following monday as the weekend does not count as a working day. There are many cheque exchange brokers, jewellers, pawnbrokers and second-hand stores that will cash your cheque on the day for a small fee (usually about 4 - 6 %). Make sure you have ID with you though.
Does an inland revenue check clear the same day?
No. The same clearing process is used as a regular cheque
Can a cashiers check have a stop payment put on it by telephone?
if the check was made out to a company that is now being investigated, can it be stopped if it has not cleared the bank or if it has cleared the bank is there a 30,60 or 90 day rule?
How long does a chase check take to clear at a chase bank?
I know with my situations, I deposited an out-of-state check into my account for $1,500- they gave me $200 for the rest of that same day, then the remaining $1,500 becomes available the next day.
In Washington state if you pay off the balance will you get your repossessed vehicle back the same day?
depends on how long it takes the bank to clear the check you have sent to them. if you send a personal check it may take up to 10 days to clear depending on the amount of the payoff balance
Can you cash a check at Wells Fargo if you are not a member I received a check from a company made out to me that says payable through Wells Fargo Bank Does this mean I can cash it if not a member?
I received a cashiers check from a bank that was payable thru Wachovia. I took the check to a Wells Fargo and they stated that the check was deposit only. So I opened an account and the funds were available the next day, which was a Saturday.
How long does a cheque take to clear at chase bank?
It depends on the type of check you are depositing at chase bank and also the bank from where your check was issued. a. If it is a chase bank check from the local city/state - same day or next day (Max) b. If it is a chase bank check from other state - next day (Max) c. If it is a different bank check from the local city/state - 2 to 3 business days d. If it is a different bank check from other state - 3 to 5 business days
Can Ativan and ultracet be taken on the same day?
Check with a doctor or pharmacist.
How long does it take for deposited check to clear the check writer's account?
Usually the Next day, so say, if you deposited a Check Today, it would show up on your Statement at 12 midnight, XD
Can i use a cashiers check from Bank of America to pay for a car?
I recently deposited a cashiers check from Bank of America into my checking account and my bank put a 12 day hold on it before I could access the funds. They explained this was necessary because (1) Bank of America will not verify availability of funds over the phone and (2) Bank of America is notoriously slow when it comes to releasing funds. If the car dealer has had recent experience with cashiers checks from Bank of America, he/she may say no. This was the only question that came close to the question I had but isn't this a bank internal problem not a customer problem. I mean should I be charged $540 because they have an inter bank situation.
How long does it take for a bank check to clear?
Depending on the institution, it may take anywhere from one business day to seven business days to clear a check. The usual time is 2-3 business days, but it may take more or less time to clear due to your bank's procedures and delays/ bank holidays.
How long does it take a check to be cleared?
The time taken for a cheque to clear depends on from where the cheque is from and where it is being deposited. a. Same bank - Same city - Immediately b. Same Bank - Different City -1 working day c. Different bank - Same city - 1 working day d. Different bank - Different city - 2 to 3 working days e. Different country - 7 to 10 working days
When was Clear as Day created?
Clear as Day was created on 2011-10-04.
