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Q: Will a liability insurance pay more than the max for an accident?
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What does general liability insurance cover?

The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.


What does general liability cover?

The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.


Is bodily injury liability car insurance less expensive than most car insurance?

Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.


Accident claim more than your coverage?

Not a good situation to be in. If the claim is more than the provided coverage, you are still liable, however, when your insurance co. settles if they execute a Release of all claims, relieving you from liability, you should in a good shape.


Are tere more than one kind of pl and pd insurance for your car?

PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.


What is the minimum liability insurance coverage in Delaware?

The minimum liability insurance requirements for any vehicle in Delaware is 15/30/10 and you must also have PIP coverage. 15/30/10 means the most the insurance company can pay is $15,000 liability per person for bodily injury, up to a maximum per accident of $30,000, and a maximum of $10,000 property damage per accident. This is extremely low. You can do more than $10,000 on a new vehicle in a minor accident. You are responsible for any more damage that occurs over these limits. If you have a job or a home you certainly don't won't to purchase minimum limits in Delaware.


Can you sue more than one insurance company when your in a car accident?

Yes you can.


Is young drivers insurance more expensive than elderly driver insurance?

Yes, young driver's insurance is typically more costly than elderly driver's insurance, as elderly drivers are considered to be "experienced". Young drivers are typically considered to be more of a liability.


How long does an accident that was your fault count against you on your insurance?

No more than 3 years.


Is auto insurance cheaper than other insurance?

The only answer one can give on this is 'it depends'. Usually it is more expensive than homeowners insurace, but less than workers compensation or liability insurance on a roofing contractor.


If your daughter is not a resident of your household but is named on your insurance how involved ar you if she drives her boyfriend's car?

I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her as a driver.


What is a good place to get auto insurance in Illinois?

With regards to auto insurance, your best bet is to "shop around" as each company will offer different rates and discounts. There is a minimum coverage you must have (liability and uninsured motorist coverage). For liability it's $20,000 - injury or death of one person in an accident, $40,000 - injury or death of more than one person in an accident, and $15,000 - damage to property of another person. For uninsured motorist coverage it's $20,000 per person, $40,000 per accident.