PROBABLY not if they specifically EXCLUDE that driver on their own policy. However, this will be an underwriting function and the underwriter could indeed raise the rate even if the parents exclude him/her. If the new driver has their own policy, though, the parents policy would AT MOST, only provide excess coverage. This excess coverage COULD (and probably WOULD) become available if a loss exceeds the policy limits of the new driver. So this fact may prevent the parents' rate being raised. HOWEVER, there is still the fact that, given there is another vehicle in the same household of the new driver, the likelihood that at some point in time they will drive that vehicle is really considered quite high.
Yes, but the parents have to add the new driver to their policy.
You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before you let the new driver operate the vehicle alone or you may loose your insurance.
You can get information related to young driver insurance at compare market insurance.
The in force policy on the car covers all legal drivers however parents should inform the insurance co. of the new 16 year old driver it probably will raise your rate.
Inquire your insurance companies to see if they have new driver discounts in effect. Some insurance companies will offer special deals to new drivers and experienced drivers.
Yes State Farm does in fact offer new driver insurance. You will have to ask the branch in your area about it.
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
Hi! To lower your car insurance you should consider asking for a higher deductible. If you are a new driver (a teenager) you may be able to find teen car insurance discounts.
In Texas, Yes, It will cost more for Insurance for a new driver whether or not he is the registered owner of a vehicle.
Several insurance companies will gladly offer a quota for car insurance to a convicted driver. The quota will not be low, and it will probably cost the driver as much as a new car will.
Cheap car insurance for a new driver is easy to come by nowadays. You can find car insurance all over the internet. You should usually see commercials on TV about car insurance.
Check with your Insurance Agent/Company to be specific. Definately as soon as they receive their license. At the very least, the insurance company should be aware of the new driver as soon as they get their permit.