Auto insurance for teenagers cost more because driving ability is typically judged under how long you have been driving. Teens are new drivers and are more likely to be involved in accidents than older more experienced drivers on the roads.
it depends on what accident in Florida the insurance would cost your butt.
The insurance cost will grow according to the number of previous accidents also takes in consideration the age of the driver, the type of the vehicle and how log the driver held the driving license.
Truck insurance can help you pay for the damage cost if you get in accidents. If you own a truck, it is a good idea to get insurance for it in case you do get in an accident.
The insurance cost can typically be lowered by avoiding accidents that require insurance payments for an extended period of time. After a certain amount of time has passed without an accident, the insurance cost should go down.
Speeding tickets or accidents would not help.
Drive safely and avoid tickets. Insurance rates will increase if you get tickets or get into accidents. If you are considered a 'high risk' driver because of past accidents, consider unconventional insurers or specialists. You are not alone, and many insurance companies specialize in offering affordable insurance for high righ drivers.
Yes, car insurance is cheaper for women. Insurance companies charge individuals based on demographic data, and women continually cost insurance companies less. This is partially because men get into more accidents, but even those years when the numbers of accidents between genders is nearly-identical, women get in less severe (i.e. less costly) accidents, so insurance companies feel justified for charging men extra.
swallow my load.
How long you have been driving, any accidents. What kind of vehical, cost for replacement parts and what kind of insurance policy you want.
Insurance depends a great deal on where you live. The companies set cost according to zip code. I live in an area where there are many hit and run accidents so I pay more for my insurance compared to a place with less accidents. I am not sure why you mentioned "seniors". If you mean people who are older insurance may cost more because of eyesight, driving history, and physical activity.
If they have tickets and accidents, then it should. If they are good drivers, then it shouldn't.
i got my Mazda rx-8 when i was 16 and i had completed defensive driving , no tickets, no accidents and was under my parents insurance in which they have had for many years and my insurance was still $120.00 a month.. anyways that car sucks have had nothing but problems since i got mine.
In auto insurance, 'uninsured insurance' refers to a type of coverage for accidents caused by a motorist without insurance or hit-and-run accidents in which the driver who caused the wreck cannot be identified. In other words, your insurance may cover the cost of damage to your car, medical expenses, and other expenses. http://www.superpages.com/supertips/what-is-uninsured-or-underinsured-motorist-coverage.html
California has some very high insurance rates. It is very important to avoid tickets and accidents to keep cost low.
You can lose your license if you were at fault. If you were not at fault you would be required to purchase insurace with the SR-55 form. This means you will pay higher insurance and will have to do so for three years. (The rules may have changed over the years.) After you have had 3 years of no accidents and no lapses in insurance then you would get another form from the DMV and you could purchase a lower cost policy. In California you can purchase liablity only insurance.
It really depends on what damage was caused. An alcohol related accident may not have any cost or it could be in the millions of dollars.
== == Not having to bare the full cost of medical care. Health Insurance plans basically covers two thing Illness and other is Accidents that you have experienced...Health Insurance protect your financially.
Normally it does cost a little bit more, especially if your teenager is a boy. You can find some insurance companies that offer discounts for students with good grades, so be sure to ask about that option.
Car insurance covers you for accidents, fire and theft of your vehicle depending on what type of insurance you take out. You will need to get a quote from a car insurance company to find out how much your insurance will cost and what it will cover you for in the event of needing to make a claim.
"In the state of Texas, the average cost of automobile insurance is $808. This is directly related to the lower number of accidents on the road, compared to neighboring states."
the insurance industry lives by statistics. Statistically, drivers under 18 (and drivers over 65) are the most likely to have accidents. When a teen has an accident, the policy owners rates go way up, kind of the insurance company's way of saying "I told you so".
It can be difficult for young drivers to get good car insurance, as they are the most accident prone on the road. Getting into accidents can cause your insurance to rise 30%! It's best to start out with a low cost insurance company, such as GEICO, in case some accidents do occur. Also, you should avoid sports cars, and cars with high horsepower to weight ratios.
Car accidents can potentially cost drivers considerable amounts of money. As a result, auto insurance acts as a protector for the insured person against financial loss in the event of an accident. There are average costs for car accidents that have minor damages and subsequently different averages for major auto accidents. However, the costs associated for individuals with coverage are much less than without insurance. With this in mind, car accidents can increase auto insurance premiums.The Costs for Minor DamagesThe average costs associated with car accidents that involve only minor damage are approximately between two hundred and one thousand dollars for the motorist. Minor damage generally means that there is nothing significantly wrong with the vehicle and it is still operable. In addition, a minor car accident indicates that there are no physical injuries to anyone involved. Minor car accidents are typically not very expensive compared to major accidents; however they are even less costly for drivers with insurance coverage.The Costs for Major DamagesIn the event that someone is in a car accident with major damage, the average expense reportedly runs above five thousand dollars and can rapidly increase from there. Major car accidents are accidents that cause damage to vital components. In most cases, a major accident leaves an automobile inoperable. Additionally, major automobile accidents can potentially cause serious bodily harm to those involved in the accident and can even be fatal.The Typical Costs with InsuranceTypically, with auto insurance the cost of out of pocket expenses on repairs for those who find themselves involved in an automobile accident range between from fifty to one hundred dollars. These averages vary, and are affected by the auto insurance deductible of the insured person's choice. Auto insurance protects drivers, whether at fault or not, who could be involved in an auto accident. As a result, having car insurance saves an insured person thousands of dollars.Accidents affect PremiumsIf an insured person is involved in an auto accident, they will likely experience a rate increase in their car insurance premium. As a result, a car accident can dramatically raise an insured person's auto insurance rates. Additionally, for each incident, the auto insurance can raise even more. If an insured person has several car accidents, it may be difficult to find an insurance provider willing to cover them.Average Annual Costs for Car AccidentsThe national averages for car accidents are staggering. In 2008, AAA reported that accidents cost over one billion dollars per year which averages to over one thousand dollars per person annually. In addition, the report stated that nearly 43,000 people die in auto accidents each year. There are significant costs associated with automobile accidents and there are many drivers on the nation's highways.The average costs for car accidents vary depending whether the accident is considered major or minor. However, accidents do not typically cost as much for insured motorists as for motorists without car insurance protection. Car accidents may not cost as much if the driver is insured, but auto accidents can raise car insurance rates considerably. Automobiles can be dangerous. Considering the costs involved to cover auto accidents coupled with the fatality rate, it is important to be a safe driver.