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Most insurance companies want a police crime report number before a settlement is reached.

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โˆ™ 2005-11-08 18:00:01
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Q: Will an insurance company pay if there was no police report?
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If there is a Single car accident and no police report is filed and we drove car home will the insurance company pay?

As long as you have coverage, yes the insurance company will pay. All you have to do is call them and report the loss.

Someone hit my car we decide not to go through insurance He didn't pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?

Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.

At fault party of an accident lied to police about insurance who do you report this to so that they will have to pay fine?

You should call and report this to the police. Also, you should contact your insurance company and advise them about this. If you carry uninsured motorist coverage on your policy, and can prove to your company that the other person is uninsured, your company will pay to have your car repaired and send the bill to the uninsured person.

Can the insurance company make you pay for accident without police report?

Yes, of course. If you are liable for the damages you are required by law to cover the losses. Having a police report or not having a police report has no bearing on your liability and resulting financial responsibilities. Although most minor accidents do not merit a police report, the insurance companies recommend an accident report be filed whenever possible to document the occurrence and protect the drivers and the company from individuals who may later try to shirk their financial responsibilities. If you have insurance then your insurance company will cover the loss for you up to your policy limits. If you are uninsured then you are required to pay the damages yourself.

If you didn't report your car being vandalized to either the police or the insurance company for a few months can you report it now?

You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?

If a police report says its your fault for a car accident can your insurance fight it?

Can they fight it for you? No. Can the try to bargain with the other insurance company on how much they are willing to pay? Yes.

Will insurance pay if you do not have a police report?

Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.

If you were a pedestrian hit by a car and you were not able to get any information on the car or driver will the insurance company still pay the hospital bills without that information?

Which insurance company? If you don't know who it was, who should pay? If it was a hit and run accident, perhaps the police could help. If not, there should be a police report and you can get the information from there.

If a car backs into you in a MN parking lot a no fault state and there is no police report can you make them pay?

"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.

Will it go on your insurance as a claim if a police report is filed but you pay for the repairs to the other person's car yourself?

It will not go against your insurance because a claim has not been filed only a police report.

If you are at fault but there was no police report and the other driver was driving someone else's car and they have no insurance and a suspended license will your insurer or you still have to pay?

Most insurers are really going to want a police report before they pay. I suspect that the owner of the car is going to find some way of getting their car fixed. If they have the details about you, they are either going to approach your insurance company or you for compensation. They can file a police report, but usually the police want both parties to be present.

What can you do when your homeowners insurance company does not pay on a burglary claim?

It depends on why they didn't pay the claim. If you have the coverage and followed the requirements, like making a police report, cooperating with the insurance company as well as the police then you should have no problem with a claim, if it was in fact a theft. Otherwise you can always sue the company or file a complaint with your state department of insurance if you feel you were denied coverage you paid for.

How do you make an insurance claim when someone hits you?

When you had the accident you and the other driver should have exchanged insurance company details and your names and addresses. If you didn't do it then, and there was a police report filed, you can probably get a copy of the police report. But you tell your insurance company you were hit,and give them the details of the other driver and their insurance company (I hope they had one!) and they negotiate liability with the other person's insurance company. Usually, like a rear-ending, fault is pretty obvious; sometimes not. But that's part of the reason you pay your insurance: so they can take care of stuff like this for you. Phil

If someone hit your car in a parking lot and filed a police report does their insurance pay?

if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.

Does insurance pay for road rage when someone intentionally hits you with their car?

get a police report will out it you are screwed

If you got rear ended at a stoplight the lady was not cited but police came gave you a report and insurance info do you call your insurance her insurance or wait for the check will your ins go up help?

Report it to your insurance. They will contact the other driver's insurance company. Unless you live in a "No fault" state, in which case your insurance will pay for repairs, less deductable. you would call her insurance, if you do this your insurance will not go up. her insurance is liable for the damage to your vehicle and will pay to fix it. If you put the claim on your insurance then your insurance will go up and they will have to pay to fix your vehicle.

How does car insurance work after an accident?

The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.

What can you legally do when the person who hit you insurance company will not pay for the accident because their insured is denying fault but he was cited at the scene?

If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.

What is the auto insurance claim?

The auto insurance claim is when you make a request for an insurance company to pay for the damages to your car or another vehicle. The insurance company will then take your facts, compare them to a police report if available, look at the extent of damage on vehicles, among other things. Then they'll make determinations and issue checks from there.

What happens with the insurance if you get in a wreck and its your fault?

We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable

Do you have to report an accident in a private parking lot?

No, although if you don't report it the insurance company typically won't pay for repairs.

Do insurance companies find out about accidents with a police report if you dont file a claim?

Yes, if a police report was filed then it is probably on your motor vehicle report. The good news is that with most insurance companies, if the insurance company did not pay any loss or no more than $400 then the accident is not chargeable. If it was a one car accident, no problem, otherwise you may want to check to make sure nothing was paid to the other party or their company without your knowledge. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.

When in an auto accident and the person gives proof of insurance and it's lapsed -can I get info from the police from the insurance policy number?

That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your insurance company if you have uninsured motorists coverage. Your company will pay the claim and go after the other party. They will do the legwork and pay all legal fees involved with collecting from the other person.

If you were in an accident on a private lot and you don't have insurance and the other drivers insurance is wanting you to pay for the damages and there was no police report or tickets do you pay?

Depends upon the laws of the state. The insurance company could take you to court, and if you lose it would could also cost you court costs as well as the cost that the insurance company paid taking you to court. The owner of the lot could also press charges for tresspass (criminal tresspass in some states). In most states the only time a police report is made is when there is an injury. I know of one incident where the police waited until uninsured person departed the property and then stopped him on city street for no insurance.

When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.