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If a police report says its your fault for a car accident can your insurance fight it?
Wiki User
∙ 16y ago
Can they fight it for you? No. Can the try to bargain with the other insurance company on how much they are willing to pay? Yes.
Wiki User
∙ 16y ago
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If you had an accident and it wasnt your fault does it go in your driving record?
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
Someone hit you an Neither I or other driver has insurance on our car who is at fault?
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Can an insurance company decide who is at fault when a police report has been filed?
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
Who is at fault without a police report?
A police report does not define who is at fault. That requires some investigation by either the insurance company or the police themselves; however, unless you make a claim or a report, neither will investigate and the accident will not officially have happened.
Do you have to report your insurance company if you had accident and you are not at fault?
No.
You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
How do you appeal a police accident report that said you were at fault even though you were DEFINITELY not?
Your insurance company is going to review the police report, your statements, and the statements of witnesses and the other party. After they review that they will make a determination of fault and decide to accept liability or not on your behalf. If you think that you were not at fault in the accident make sure that you file a claim against the other persons insurance.
What if you were in a car accident and it was not your fault but you had no collision?
If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.
What is the proper practice for filing this claim?
First, contact the police in the jurisdiction where the accident occurs. Don't admit fault but explain the truth of what happened to the police. The police report will explain the facts of the event and the insurance companies will work out fault. If you live in a no-fault state it will be different. Call the phone number on the back of your card and report the accident to your insurance company. You can also report the accident to your agent. If you have an agent it will be a great advantage to you in that you will have someone to assist you with questions and help you in dealing with your company.
What if someone rear ends you and you have no license but you have insurance the person who hit you has insurance?
AnswerNo brainer. The person who hit you is at fault. Doesn't matter if you have a license or not. Not having a license doesn't give the other driver a free shot at rear ending you.AnswerIn most states, insurance companies require a police report of an accident. To have a police report, the police have to go to the accident scene in order to write one. Most rear end accidents are the fault of the person who hit the rear of a car. However, if you did not report the accident to the police because you have no license, you may be out of luck with the insurance company.
If no police report was filed can you contact the insurance company of the driver at fault?
Yes you can. that is why you have to trade insurance information when an accident occurs. They will handle it from there and will most likely want to do an investigation.
