Depends of the Insurance Company. Most of them YES if the bill is paid in the first 10 days.
Generally your premiums are increased for 5-7 years.
You have to call the Insurance company that issued your policy.
There could be, call the insurance company to find out. The best way to determine if there is a policy in your name is to check the mail for your insurance bill. Most policies require premium which is paid to keep the policy going. Chances are slim, but if haven't seen a bill for a policy, you may not have one.
The same as with any insurance policy. You just contact the company and inform them you would like to cancel your policy. You can also stop paying the bill.
The subscriber on a insurance card is the person or company of which the bill is sent to. The subscriber may have many people on one insurance policy.
If you change vehicles on your policy it will create a difference in insurance premium. You will receive a bill or a refund for the difference in the premium. There is no policy fee just the premium change.
Reinstatement means the policy LAPSED and is now back in force. Renewal just means you paid the regular bill on time. Renewal is when the company offers to RENEW, or CONTINUE, your insurance policy for another 6 or 12 months. REINSTATEMENT is totally different: Reinstatement means that your policy is being put back in force by the company after it had cancelled for non premium payment. The main difference between the two is this: With a reinstatement, you will not have had any coverage during the time from when the policy cancelled, to when it is reinstated. If you had an accident or claim during that time, you would NOT have any coverage. Also, if you had been driving during that time you would have been driving illegally, if your state requires mandatory insurance.
The deductible is the amount of money that you will need to pay out of your pocket before the insurance company will pay for the surgery. Once you have proof of paying the deductible, then the provider will bill the insurance company, and they in turn will pay the provider according to how the policy states it will pay. Check your policy to see if it's an "80/20" plan or something different. An 80/20 plan means that after you pay the deductible, the insurance company will pay 80% of the bill and you will pay 20% of the bill.
The surcharge is part of the bill and I imagine your policy would get canceled if not paid in full eventually. If it does get canceled you will find it difficult to get insurance through another company and they can ding your credit for non payment but usually that take a few months depending on the company.
Yes, definitely your insurance company must be billed for all its expenses.
No, the finance company would simply refund any monies they charged you for forced placed insurance and your primary insurance company would be responsible for footing the bill.
As far as I know, no insurance company provides grace periods. Usually they will cancel your policy if payment is not received by a certain time and date on your monthly bill. If a grace period is provided, they will note it on your bill.