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Will being a drug user make the insurance higher and if that person died of non grug related incident what is the outcome?
Wiki User
∙ 12y ago
Being an illegal drug user has nothing to do with the initial insurance claim. Because, generally, insurance companies are not allowed to ask you whether you are a drug user or not. Therefore, you are not required at all to release that information.
However, if you mean that drug users have a higher percentage of medical assistance (meaning they have more health problems) then the insurance could be incredibly higher. It really depends on the firm because the higher your rate is the more money the firm collects from your bodily misfortune.
Also, the outcome of you dieing from something non-drug related depends on if you also had a life insurance policy with the same firm. However, since the firm never knew you were a drug user, and you died of other causes the outcome would be the same as any other death.
Your body would be taken into custody, examined, and then released to the family for burial or cremation. If you have an life insurance policy, then it depends on how much you paid and how long you had it before you died. You generally choose the insurance policy that you want to purchase. The most common are $1,000,000 and $500,000 policies. This money will be available to your selected family members after your death to help pay for the funeral and, if you have a wife/husband and kids, the money would also go to support them.
Wiki User
∙ 12y ago
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