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Will gap insurance help if your car is repossessed in Arizona?

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2014-02-10 16:46:10
2014-02-10 16:46:10

WHAT "GAP" does it cover?? The gap between your down payment and what the car is worth or the amount you lack to be current with the payments? Read your "GAP" ins. contract to be sure of the coverage. I've never heard of it covering a repo.

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When a car has been repossessed the person paying the insurance should cancel it.

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I've never heard of an insurance policy that covers repossession. Remember, the car doesn't actually belong to you -- it was repossessed because you failed to honor the contract of repayment of the loan to buy it.

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A good place to start is www.automotive.com/auto-insurance/77/arizona/index.html. This is a comprehensive list of car insurance providers for Arizona.

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AZ Car Insurance, or Arizona Car Insurance, offers easy, affordable insurance to any resident of the state of Arizona. Their official website allows visitors to get free insurance quotes.

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no, but it is recommended. the repo co has insurance and is bonded for this type of situation. you will have to provide proof of repo to your insurance co.

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I take it you mean, if your car IS repossessed. In that case, IF you dont plan to redeem it, NO. NO car, NO insurance. Once the lender repos the car, they are responsible for the insurance coverage.

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In this state buying a repossessed vehicle is no different from buying any other vehicle as far as insurance is concerned. The insurance agent checks over the car, takes pictures, checks the odometer, and quotes the rate just like any other used car. Of course if you have one car and you purchase a second car, your insurance goes up.

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Car insurance for residents of the state of Arizona can be found at http://www.dmv.org/az-arizona/car-insurance.php. Another good option is garagefly.com.

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If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.

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Yes, a car can be repossessed even if another car is in front of it. The person in charge of repossession the vehicle can call the police to help them get the car.

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Arizona has not required all drivers to have car insurance for a while. It was only in late 1960's to the 1970's that drivers were required to have car insurance.

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You can go to dmv.com to search for car insurance in the Arizona region for free.

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You can go to dmv.com to search for car insurance in the Arizona region for free.

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If you owed money on the car (which is probably why it was repossessed), you need to pay what they demand. Check the paper you signed when buying the car if you think they are 'demanding' something different than you signed. Your girlfriend was smart to cancel the insurance, since a repossessed car does not need insurance. You cannot sue your girlfriend for calling the car lot, or for cancelling the insurance, because you cannot show DAMAGES to yourself.

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yes, because it is so stupied that it is how i think

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A great primer to find out more information can be found at this website: http://www.cheapcarinsurance.net/cheap-car-insurance-in-arizona-az/. I strongly recommend looking through it as it will walk you through about particulars of insurance in Arizona, and where you can find cheap insurance. If you're looking for more general information, go to this website: http://www.thegeneral.com/car-insurance/arizona/.

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If insurance is required by your contract then the 'wrong' insurance might be a contract violation allowing repossession. You have to read your contract.

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Allstate offers the most affordable collision car insurance in Arizona. Their rates are unmatched by any other provider.

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To get your repossessed car back you may need proof of residency, insurance, and, other personal information to retrieve your repossessed vehicle back to you.

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Of course not! It wasn't stolen or wrecked, it was taken from you for failure to pay on the loan!Be sure to cancel the insurance.

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Very unlikely. Car insurance is primarily covering damage or loss of vehicle due to theft. Similar to if your car is being repaired a rental car will not be provided.

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Virginia Auto Insurance can help you with car insurance, as well as rental car insurance for a low rate and cheaply too. Virginia Car Insurance Center can also help.

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There are many companies that offer discounted car insurance in Arizona. In addition to a local insurance office, one might also try an online company such as eSurance.


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