0
First, if you are renting the home you should not have a homeowners policy on it. In you homeowners policy it states that 90 days after you move out of your home the coverage ceases even if you keep paying the premium there is no coverage. Homeowners policies are only for owner occupied homes. If it is rented you should have a tenant occupied dwelling fire insurance policies.
In any case the both policies exclude damage caused by occupants. And damage must be by a covered cause. None of which work. Sorry.
What else can I help you with?
If we have acidic water and our hot water heater busted after 2.5 years and ruined our floor is that wear and tear?
For the tank yes.For the floor no, it would be accidental damage.Your home owners insurance should cover the floor but not the tank.
Will insurance cover a hot water heater?
Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
Does insurance cover overflowed toilets that cause floor damage?
Depends what kind of insurance you have, car insurance probably won't
What material is used to cover the floor in a gym used for weight training?
Floors in gyms that are used for weight training are generally rubberised. This is to prevent damage to the floor if a weight is dropped from a height.
Can the condo pool cover be permanently attached to concrete floor at deep end of pool?
Yes, it can be, but may severely damage the material.
How many tiles needed to cover the floor?
The amount of tiles needed to cover a floor will depend on the size of the floor.
Why should you not drop magnets on floor?
It might damage the floor, and it might damage the magnet.
What are the benefits of using a carpet cover for protecting floors?
Using a carpet cover can protect floors from damage, spills, and scratches. It also helps to maintain the floor's appearance and can be easily removed for cleaning or replacement.
Does skateboarding on tile floor damage the floor?
depends what type of floor it is
Will renters insurance cover damage to the floor if your aquarium leaks?
Firstly, the home doesn't belong to you so it would not cover to fix your landlords property. Also, the reason is a maintenance issue and not a covered cause anyway.
Will home owners insurance cover kitchen floor coming up?
It depends on why they are coming up. If the damage was caused by a covered peril on your home insurance policy then they would be covered. If the flooring is just old, worn out or the result of poor workmanship they would not be covered. That would be considered a part of the homeowners normal and expected maintenance responsibilities.
What are the best options for a tub overflow cover to prevent water damage in case of an overflow?
The best options for a tub overflow cover to prevent water damage in case of an overflow are silicone covers, snap-on covers, and adjustable covers. These covers help contain excess water and prevent it from spilling onto the floor, reducing the risk of water damage.
