0
First, if you are renting the home you should not have a homeowners policy on it. In you homeowners policy it states that 90 days after you move out of your home the coverage ceases even if you keep paying the premium there is no coverage. Homeowners policies are only for owner occupied homes. If it is rented you should have a tenant occupied dwelling fire insurance policies.
In any case the both policies exclude damage caused by occupants. And damage must be by a covered cause. None of which work. Sorry.
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
If we have acidic water and our hot water heater busted after 2.5 years and ruined our floor is that wear and tear?
For the tank yes.For the floor no, it would be accidental damage.Your home owners insurance should cover the floor but not the tank.
Does insurance cover overflowed toilets that cause floor damage?
Depends what kind of insurance you have, car insurance probably won't
Will insurance cover a hot water heater?
Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
Can the condo pool cover be permanently attached to concrete floor at deep end of pool?
Yes, it can be, but may severely damage the material.
What material is used to cover the floor in a gym used for weight training?
Floors in gyms that are used for weight training are generally rubberised. This is to prevent damage to the floor if a weight is dropped from a height.
Why should you not drop magnets on floor?
It might damage the floor, and it might damage the magnet.
How many tiles needed to cover the floor?
The amount of tiles needed to cover a floor will depend on the size of the floor.
Does skateboarding on tile floor damage the floor?
depends what type of floor it is
Will renters insurance cover damage to the floor if your aquarium leaks?
Firstly, the home doesn't belong to you so it would not cover to fix your landlords property. Also, the reason is a maintenance issue and not a covered cause anyway.
Will home owners insurance cover kitchen floor coming up?
It depends on why they are coming up. If the damage was caused by a covered peril on your home insurance policy then they would be covered. If the flooring is just old, worn out or the result of poor workmanship they would not be covered. That would be considered a part of the homeowners normal and expected maintenance responsibilities.
If your refrigerator leaked water and ruined your ceramic tiled floor will homeowners insurance cover the damage to the floor?
It depends on the language of your policy. If you have an HO-3 policy the leak should be covered under the policy. Some policies exclude water damage so you should have your agent review your policy for you before calling your insurance company.
How to top up damage floor screed?
Damage floor screeding can be topped up by applying a well blended mixture of Cement with graded aggregates and water to the floor base.
