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Generally yes, subject to your standard deductible if any.

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12y ago

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Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


What does homeowners insurance pay for in case of damage to your house?

Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.


What do you do if your insurance wont pay for damage after a storm you have homeowners insurance but the insurance company is in dispute of the ammount of damage?

HIRE AN INDEPENDENT APPRAISER. FROM INS AGENT IN TX


Is the furnace covered by homeowners insurance?

Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.


Does homeowners insurance cover galvanized pipe?

Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.


Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?

Yes, but you would have to pay what your homeowners deductible.


Will homeowners pay for damage from hail?

Homeowners typically do not have to pay for damage from hail if they have comprehensive homeowners insurance that covers such incidents. Most policies will cover the cost of repairs to the home and any personal property affected by hail damage, minus the deductible. However, if the damage exceeds the deductible amount, homeowners will need to cover that portion out of pocket. It’s important for homeowners to review their insurance policy to understand their coverage and any potential out-of-pocket costs.


Do you claim slashed car tires on homeowners or auto insurance?

Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.


How do you get insurance for external damage to homeowners association buildings?

Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.


Does home insurance cover damage caused by raccoon's to boat interior that is stored at home?

No, you will need to look to your boat insurance to pay for damages to a boat.


How can homeowners insurance pay for homeowners association dues if i cannot pay?

It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.


Does home insurance pay for home equity line of credit when you have a house fire?

No, it won't pay your mortgage note or your equity line note, but your homeowners insurance will pay to repair the fire damage to your home.