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2012-07-02 00:39:27
2012-07-02 00:39:27

Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.

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Cracked FoundationA cracked foundation is rarely if ever a reason for a home to be condemned.AnswerI suggest you consult a structural engineer to assess your foundation. Under most circumstances there will not be any coverage available for a cracking or cracked foundation. An engineer can determine the cause and repairability and a contractor can determine the repair cost. You can always file a claim and see what your insurance company does. Is the home on a sinkhole? If it is there may be coverage in some states. Good luck!


Depends on the cause. Typically settling and sink hole is not covered under a homeowners policy.


If "ground movement" means earthquake or can be defined as such, than the answer is no unless you have earthquake rider on your policy.



Settlement cracks and cracks from ground shifting are not covered.


My sister recently had a cracked slab. Her insurance did not cover it, but the builder's insurance did. Builder's insurance is usually 10 years, so I guess it would depend on the age of your home. I would also find out the cause of the crack and weather or not there is product liability insurance involved. There are numerous variables that can cause a liability situation to an insurance company or insured. I would call a contractor to find out the cause of the crack. http://www.fhia.com


That would depend on your policy JUST like what type of car insurance you have.


Not Likely, Home Owners insurance piolicies typically exclude coverage for concrete structures such as Sidewalks, Patios and Driveways.



NO... Buyer Beware, Homeowners insurance policies do not cover pre-existing damage. They also typically exclude damage resulting from "ground movement" as this is a normal expected occurrence throughout the life of a home. You would look to your buyers home warranty for coverage of an un-disclosed defect of the home you purchased.


Depends on your insurance contract. Some companies would cover that incident, some wouldn't.



It should, but you need to check your policy. It may be cheaper just to replace it yourself.


yes resulting water damage is covered - depending on cause of crack to chimney that aspect may or may not be covered


An earthquake that measures 7.0 on the Richter Scale will result in the following: Can cause serious damage over larger areas. Major damage in all structures, ground cracked, pipes broken, shift foundation.


It depends on the specific perils and exclusions of your policy. But generally speaking most insurance policies exclude any damaged caused by settling or earth movement.


Most Home Insurance Policies do not provide coverage for cracked or broken concrete structures such as sidewalks, patios and driveways as this is considered normal wear and tear. You should contact your Insurance Agent for clarification.


Refer to your home insurance policy. It depends on why the stained glass is broken. Your home insurance covers property damage from such things as Wind, Hail, Fire. Most likely the cost of fixing a broken glass is far below your insurance deductible.


The instability of a moving platform is often difficult to balance upon.


This is a good question and it very difficult to give you concise answer without knowing the specifics behind your policy. There are insurance carriers that offer options to insurance failure that are mechanical in nature. It is also important to note how the liner became cracked and under what circumstances to find out if you are covered. A good place to start is by reading your policy to make sure of what coverages you have and then call your agent for further interpretation.


A Met Life homeowners policy is a standard homeowners policy and would be the same as most other policies. Damage due to improper workmanship or settling of the home would not be covered on any homeowners policy. Loss must be due to a covered cause in order for the loss to be covered on the policy. Neither of these items are a covered cause.


no one knows it was probably the scientists.they named it earthquake because it had to do with the earth been cracked


There is a coverage on most homeowners policies that is called "Pysical Damage to Property of Others". So, since you neighbor caused physical damage to your property, this would be the logical place to start. If this is not available, then the Liability coverage [portion of his policy would cover the damage.



that depends on your auto insurance, not the state.



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