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Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.

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โˆ™ 2013-08-19 02:49:18
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Q: Will homeowners insurance cover replacement windows that sagged due to settling?
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Related questions

Does homeowners insurance cover replacing windows that failed due to house settling?

No. Settling is not a covered cause.

Does Wallside Windows accept homeowners insurance?

To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.

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Depending on which homeowner's policy form you have it will either pay for replacing the windows or the actual cash value of the windows which is replacement less depreciation. Most people will have a Form 3 which will pay for replacement cost.

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Well, you are not really giving enough information to answer the question. A large proportion of policies will cover it, but you need to see what your coverage is. Also, make sure to check out this complimentary book on replacement windows - -

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That depends on your insurance provider. Easiest way is to ask them.

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