generally yes but only out of your own yard...and as long as there is green leaves/needles meaning a healthy tree
Whether home owners' insurance covers tree removal depends on the particular policy you have. Many policies, but not all, will cover removal of a tree that has fallen on a house. However, a tree fallen across a driveway may be a different matter. Read your policy and talk to you insurance agent or representative.
No, Homeowners insurance does not provide coverage for Landscaping or lawn maintenance nor for land or tree maintenance.
Lightning Struck TreesIf you have an HO3 all risk policy you may have coverage for Removal of damage shrubbery and trees But Generally No. Most home insurance polices are on Form HO1 and HO2 and will not cover the cost of debris removal unless the felled tree has damaged a covered structure on your property.
Home Insurance and Felled TreesYes it does. Not only does it cover the cost to repair the house but also removal of the tree. If you have others in danger of falling, it is your responsibility to take them down.
Insurance may assist in the removal of a dangerous tree on your property if the tree poses a threat to your home or structures. It is important to check with your insurance provider to see if tree removal is covered under your policy.
No, not normally unless that tree is a hazard to the insured structure. Tree trimming, maintenance and removal of trees and shrubs are a normal part of your landscape maintenance and are not covered by your homeowners Insurance policy. Some companies will offer additional coverage for a premium that provides for tree removal even when not a hazard but it is usually added as an endorsement to the policy.
yes
No homeowners insurance does not cover vehicles, that's what auto insurance is for.
Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.
Mobile home insurance does cover your home if damaged by a falling tree. It would also be covered if it were damaged by the over growth of tree roots.
You home owners liability insurance should cover it.
The tree owner is usually responsible for removing the fallen tree from the neighbor's yard. However, if the tree was healthy and well-maintained before the tornado, and it fell due to an "Act of God," then the neighbor's insurance might cover the cost of removing the tree. It's best to check with both insurance companies to determine liability.