I have been in the towing business for 25 years. In most cases, if you have collission insurance coverage your motorcycle is just like a car. Yes, the insurance company will pay the tow bill and storage bill. They will also have the motorcycle picked up and tow to be repaired or salvaged. Make sure you keep in frequent contact with your insurance company about the situation.
State to state laws vary. In Georgia you have 30 days from the date of reposession to to pick up your personal belonging. Most companies will let you get your stuff out of the car when they come to pick it up. however if it is impounded at a tow / wrecker yard or government impound they will not let you access the vehicle until impound / tow fees are paid.
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