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What else can I help you with?
If you got a 12 hour license suspension will your insurance go up?
Any suspended license charge, regardless of the time limit will increase insurance premiums.
How do insurance carriers calculate the premiums they charge?
Insurance carriers use credit history reports, and your credit score to calculate the premiums they charge. This type of insurance scoring is a standard practice among the nation's largest insurers.
Why are musicians banned from car insurance?
They are not. Though many insurance companies charge them higher premiums.
Do health insurance companies charge more money to people with heart issues?
When somebody has an existing medical condition that is serious, such as cancer or heart disease, then health insurance companies will generally charge more for premiums.
How much do speeding tickets increase premiums?
$41.92 Just kidding. There is no way to tell you exactly how much a ticket will increase your premiums. It depends on how many tickets your have on your record, and many other factors that affect your premiums. Some companies will not charge you for the first ticket you get as long as it's a minor violation.
Do low deductible insurance plans generally cost more than high deductible insurance plans?
Yes. That is how the insurance company makes money. They either charge low premiums and you get higher deductibles and out of pocket expenses, or charge more an give you lower deductibles and out of pocket expenses.
How is the initial home insurance premium paid?
These days it is typically paid by cash, check or charge.
What is an insurance quote supposed to be?
An insurance quote will tell you what the company will charge to insure you. Usually the give you a six month premium. Some insurance companies will tell you the premiums of their competitors as well. Be sure to shop around for the best rate.
Can a insurance company over charge for monthly premiums?
Yes, an insurance company can overcharge for monthly premiums if the rates are not justified by the risk assessment or if they violate regulatory guidelines. Premiums should be based on factors like the insured's risk profile and market conditions. If a consumer believes they are being overcharged, they can file a complaint with their state's insurance regulator for investigation. It's important for consumers to compare rates and understand their policy terms to ensure they are being charged fairly.
What is fsic annual premium?
The FSIC (Federal Savings Insurance Corporation) does not exist; you might be referring to the FDIC (Federal Deposit Insurance Corporation). The FDIC does not charge annual premiums in a conventional sense; instead, it assesses premiums on member banks and savings associations based on their deposit levels and risk profiles. These premiums fund the insurance that protects depositors in case of bank failures. The exact amount can vary based on the bank's size and risk classification.
Does the insurance company charge you fees for surrendering a term life insurance policy?
No. Surrender charges only apply when surrendering a life insurance policy which includes cash value accumulation, and even then only during the surrender charge period. Term life insurance policies have no cash value and can be canceled at any time by simply not paying additional premiums.
What type of life insurance companie pay dividends?
Rip-off companies. If they pay dividends, it means they are returning excess premiums you paid. So they charge you bunch of money at first and invest it for themselves. Then return the excess premiums back to you at the end of the year.
