You will need to check with the bank you regularly do transactions with. They will assist you in providing the proper paperwork that corresponds with the proper accounts.
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Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
Bankruptcy does not relieve a tenant from paying his rent: it's not a debt. Rent is due in advance of the rental period and is not an extension of credit. Oh, and a landlord cannot evict a tenant simply because he filed for bankruptcy.
Yes, a discharged bankruptcy can affect your ability to rent an apartment. Many landlords conduct credit checks, and a bankruptcy may raise concerns about your financial stability. However, some landlords may be more flexible, especially if you can demonstrate a stable income and good rental history since the bankruptcy. It's advisable to be upfront about your situation and provide references to strengthen your application.
No.
A rent credit check is a form used by landlords and/or property managers that is given to a tenant to sign for permission to run the credit history. This is an authorization given to the landlord from the potiential tenant.t
how much rent and do you check credit get the apartment
Bankruptcies don't cover issues regarding rent. The renting of property, especially residential, is not an extension of credit-- it's the right to live on the property. A tenant filing bankruptcy still has to pay rent.
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Filing the bankruptcy petition is "declaring bankruptcy." The real question is, did you get a discharge? Bankruptcy affects your FICO or other credit score, which is one element of qualifying for an apartment or house rental. If you are renting from a managed property that does a big background check, probably not. If you look for smaller rental properties rented and managed by the owner, you are more likely to qualify. Be up front about the bankruptcy, rather than let them find it on your credit report.
You just have to ask each individual renter. There is no list I know of that indicates who does or does not do a credit check before renting.
Bankruptcy shouldn't affect it. But if you haven't done a bankruptcy and have bad credit - and have to fill out an application to rent - yes, bad credit will keep you from renting. Many places don't require an application. If you don't have to fill out any papers, you can rent a place.Most all landlords of any decent properties, certainly any professional management co, will run a credit report on applicants. A bankruptcy is clearly cause of serious concern or denial...albeit they may be open to a justifiable explanation as to how BK cured your debt problem and you now have the capacity, but more importantly --> the integrity