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Will my own auto coverage protect me when driving a company car?
Wiki User
∙ 12y ago
The level of coverage generally depends on your insurance companies. Most quality insurance companies will cover you in the company car, however.
Wiki User
∙ 12y ago
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If your employer has a 'non-owned auto' policy does it protect you while running business errands in your personal car or just protect the employer?
Non-owned auto coverage protects your company in the event your company is sued as a result of an auto accident that you or one of the employees has in a personal vehicle while on company business. This coverage DOES NOT protect you or the employee personally. Usually an employee's personal auto policy will provide insurance to the employee, however, some personal auto policies now exclude business use. You must make sure that your limits are high enough to cover you personally, if an accident should occur. If you do not have a personal auto policy, and are covered solely by the business auto policy, you must ensure that the company's auto policy has the "Drive Other Car" coverage endorsement. This endorsement would provide coverage to the employee PERSONALLY, not just the company.
Which select auto insurance company is the best?
The best auto insurance company to use is defintely Allstate they offer driver rewards for safe driving and the best coverage that any driver can use.
What is the auto insurance for a Ferrari?
Depends on the driver's age & driving record, location, model, vehicle age, coverage and insurance company, and other factors.
Can your employer ask for your vehicle insurance to drive their vehicle?
Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.
If I have basic auto insurance coverage in Reno, is it sufficient for driving in Anchorage, Alaska?
Yes, If you have made auto insurance coverage in Reno, it is valid throughout US.
How do you confirm your auto insurance coverage?
Call your agent or your insurance company.
What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
Can coverage on a non-owners auto insurance policy be extended to a company car that I drive?
No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.
Whose auto insurance will cover me if I am driving another person's car with a temporary license?
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
What should you do if you are refused car insurance?
Just because you are denied insurance coverage with one company doesn't mean you will be again. As an independent insurance agent, I represent over 15 different auto insurance companies and if someone is truthful with me I can place them with the company that has the best coverage and rates for their situation and driving record.
How is my Auto insurance coverage affected after an accident?
Simple if it is a good auto company then your set and will be taken care of if it is a bad auto company they will burn a hole through your wallet simple short: they turn on you
Does drive other car coverage offer personal liability to driver of company vehicle?
No. Your personal auto Insurance Policy provides NO coverage for Company owned or commercial vehicles.
