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Will personal property insurance floater cover a camera that falls into water?
Wiki User
∙ 11y ago
This depends, did the camera float? Just kidding and I apologize. If you have an inland marine or floater policy which specifically lists the camera that fell into the water then you would certainly want to file a claim and let them do their job. Whether or not the coverage is afforded is dependent upon the cause of the damage and the terms of the policy. File the claim and deal with your carrier. Be truthful in all aspects and do not try to bend your story to what you think will help it be covered.
Wiki User
∙ 11y ago
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I want to rent my video camera to someone. Can I get renter's insurance to cover it if it is damaged stolen or lost?
Yes, but typically the person responsible for the equipment insures it. If they have an accident that harms your camera, you would probably want them to make a claim instead of you so your claim history isn't affected. Check to see if they have renters or homeowners coverage and (if camera's not being used for business purposes) if it includes "damage to property of others" - I believe most if not all do. Otherwise, check with your agent or ask them to check with theirs about a Personal Article Floater. If it's business use, see link below for Take 1, a program designed specifically for this.
How to Determine What Kind of Camera Insurance You Need?
If you have a very expensive camera, you usage will determine what type of insurance you need to get for your equipment should it be damaged or stolen. If you use you camera equipment as part of a regular business that you earn income from, you need to get a commercial insurance policy to cover your equipment. If you primarily use your camera for personal use or only charge or your services on occasion, then you are safe to add camera insurance to your homeowner's policy. This is often a less expensive option than a commercial policy.
Does RAC cover insurance on items?
RAC does cover insurance on items when one has subscribed to their Personal Valuable Insurance. Items that can be covered include digital camera, jewelry, laptops, watches and many others.
Who can I buy camera insurance from?
You can buy camera insurance from someone who has camera insurance like the ones who sell the camers to you yes thats about it or go search it yoursef
Is there an insurance fee usually involved for camera rentals?
Depending on where you have rented the camera, there may be an insurance fee in order to claim liability for the camera.
What companies offer camera insurance?
SquareTrade and WorthAveGroup offer camera insurance. In the event that your camera is broken or lost in an accident, you can be compensated. This type of insurance is best for very expensive cameras.
How can a tenant obtain insurance that covers damage his carelessness caused to the property he rents?
It's usually called a "Floater Policy." When renting you should always get a damage deposit from the tenant and if they leave your suite in ruins at least your insurance will pay for it. You have the right to give 24 hours notice to your tenant (by letter) stating that you will be inspecting the suite. If you haven't prepared yourself with a "Floater Policy" or obtained a damage deposit from your tenant then I'm sorry to say the cost will be yours unless you go to small debts court and it may not be worth your time. Before renting again take a picture of the suite with the date on the picture (use a video camera if possible) get the damage deposit and do a 4 months inspection (giving 24 hours notice.)
Is having a surveillance camera system beneficial?
Having a system like this is very beneficial to all businesses when it comes to protecting there assets and customers. As for having one in your home or on your personal property it can be beneficial or a curse. If you have one on your personal property you need to remember to warn people just like a business does or you could get sued.
Will camera ticket affect my auto insurance in Louisiana?
No. Because the camera photos can identify your vehicle's plates, but cannot necessarily identify who was driving the vehicle at the time the photo was taken, the camera ticket will not affect your insurance in Louisiana (or most states).
Will two red light camera tickets raise your insurance?
If your insurance company finds out about the tickets it is highly likely that they will raise your insurance rate.
Can a neighbor legally video past your privacy fence?
It depends on where they are when they hold the camera. If they are on their property or on public property, they can video or photograph your property. They cannot step onto your property to video.
What are the advantages of having a 4 camera security system?
If you are looking for a comprehensive security system to protect your property then a 4 camera secuirty system is a good idea. The main advantage is that you can setup 1 camera on each of the 4 sides of your property and they are all linked to the same receiver.
