Yes and No
If you paid for your tax preparation at the office and did not have your refund process through H&R Block Bank (refund anticipation check) or HSBC Bank (refund anticipation loan) than your rebate will be directly deposited to your Emerald Card which is in essence your bank account.
If you had the preparation fees withheld from your refund and/or paid a finance charge to receive your refund quickly (in the form of a loan) then your rebate will be mailed to the address that is on your tax return.
The Reson behind this : when you use a bank product to receive you refund for whatever reason, the money is directly deposited into a temporary account that has been set up for you. Once it is in that account it is immeadiatly withdrawn and redeposited into up to 3 different accounts depending on the bank product you chose. That account is then closed and the IRS cannot deposit money into a closed account.
If you got a refund anticipation check (8-15 days, not a loan) the money was disbersed between H & R Block (to pay for the preparation of your taxes), the the bank that holds the account (account origination fee) and your Emerald Card (your bank account).
If you got a refund anticipation loan (1-2 days -or- instant) the money was disbersed between H & R Block (to pay for the preparation of your taxes), the the bank that holds the account (account origination fee) and the lending institution that you borrowed the money from.
Not sure how you filed ? Look in your tax papers for your Block Advantage Report. The first page shows all refunds and balance dues. Your preparation fees and bank fees (if aplicable) are also listed. No bank fees means your rebate will be on your card. If you had bank fees then your rebate check will come in the mail.
You will, assuming you didn't have any fees deducted from your refund or had a rapid refund loan.
December 6th is the earliest that one can get an advance using the Emerald Card Advance program.
Yes. Where ever that refund went is where your stimulus payment. I would never recommend HR Block because the "fee you to death" and leave you without a refund. Your refund is yours not HR block's!!!! Yes it will. The IRS is going by the direct deposit lines, so if you have a card in that spot then that is where it is going. If you had a savings account number it would go there. If you had no information in that direct deposit section you would be mailed the check. So now you have to pay more fees on that stupid HR block card. I would recommend you don't do that next year.
December 6
The Emerald Card at H & R Block is a MasterCard that they give you when you are approved for a line of credit. The MasterCard is where the money is put and you can use it like a credit or debit card. The line of credit can now be used all year round. They are starting the Emerald Cards on November 24th of this year. All you have to do is go to a Block Office and apply for the line of credit. You can pay it off when your taxes come in or you can pay it off before that with other funds. Then you can have access to this line of credit when ever you need it. It's a great product that only costs around $40.
It depends. For more information go to the H & R Block website: http://digits.hrblock.com/taxrebate/ They have a podcast that explains it all. Or you can contact the H & R Block site that filed your tax return.
H&R Block will begin to offer the Emerald Card on or around December 6, 2010.
You will, assuming you didn't have any fees deducted from your refund or had a rapid refund loan.
December 6th is the earliest that one can get an advance using the Emerald Card Advance program.
Yes. Where ever that refund went is where your stimulus payment. I would never recommend HR Block because the "fee you to death" and leave you without a refund. Your refund is yours not HR block's!!!! Yes it will. The IRS is going by the direct deposit lines, so if you have a card in that spot then that is where it is going. If you had a savings account number it would go there. If you had no information in that direct deposit section you would be mailed the check. So now you have to pay more fees on that stupid HR block card. I would recommend you don't do that next year.
Reloading a H&R Block Emerald card is done by visiting a participating partner (online or in person),provide the correct information and ID. Then after fees are applied, money will be added to the card account.
No, the Emerald Card is no longer available.
December 6
No, the Emerald Card is no longer available.
Dec 8th and select locations
There are many places where one could find information on gas rebate credit cards. One could check online sites such as credit card forum for information on this type of credit card.
Yes. The basis of the Emerald loan is on your tax refund, so the refund is used as collateral for the loan.