No you will not. If your company has a "no claim discount" you could lose this discount for making any type of claim. Most companies do not charge you for this type of loss.
Generally when it comes to hitting an animal your insurance angency will only make you pay your deductible. Sometimes it is completely covered.
The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.
if you are HITTING a deer in Indiana then you should probably stop.
If you have full coverage then you just call your insurer and report the accident. If you just have liability then your on your own. The deer likely has no insurance.
A photo of the deer might help your cause but the insurance Co. won't process the claim without a police report.
You still had a accident. What you hit was a curb.
Yes you can but you may be surcharged and your premiums increased depending on your prior driving record and the kind of coverage you had.
Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)
Indubitably.
You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.
In case you have a Comprehensive Car Insurance Policy or Standalone Own Damage Car Policy, only damages against an animal attack such as a deer attack are covered. For more clarity on this, you can either read your policy document or get in touch with the customer care of your insurer. Hope, this answer was helpful!
Answer it will if you have full accident insurance Answer only if you have full coverage. Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable.