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Tickets Points and Auto Insurance Rates

Will your insurance go up because you received a ticket?


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Wiki User
2005-12-04 22:33:53
2005-12-04 22:33:53

This will depend on the rest of your driving record and the underwriting and rating rules of the insurance company that you are using. depending on the state and insurance you have. Sometimes if you have 1 ticket insurance sometimes doesn't count that against you. If you get another ticket in before 3 years is up depending on the state you live in it then will count against you. So if you live in NC and have 1 ticket and don't get one for other three years it doesn't count depending on the insurance company.

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will my car insurance go up because I received a speeding ticket intermediate in a scool zone?

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If you have received a ticket then no you will not go to jail, unless you do not pay the ticket, and in that case you will go to jail. But yes if the officer chooses to he can arrest you for failure to maintain liability insurance. You got a break in your case since you only received a ticket.

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I received a speeding ticket that I talked the trooper down to writing me for a seatbelt violation. My insurance did not go up as a result of this ticket. (I live in New York).

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If you get a ticket, your insurance can go up. However, by taking the class you can avoid the insurance premium increase.

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The ticket will only get dropped if you have proof that you HAD insurance at the time of the ticket had been issued. You may get the ticket fine lowered with proof that you now have the required insurance.


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