Credit reports show individual and joint debts, but not as husband and wife.
For example, a married couple hold a joint mortgage it will be on both of their credit reports, individual accounts including medical bills will only appear on the CR of the spouse who incurred the debt.
Yes, unpaid medical bills will be reported to credit bureaus not to mention the collection agency that the medical facility will pursue.
unpaid collection on medical bills can possibly be reported on bureau, but payment history is not reported.
Yes, this is only reported on your credit report if it is a collection account.
Yes. Defaulted medical bills can be reported and added to a person's CR. Privacy laws pertain to the medical records themselves, not the debt incurred from medical expenses.
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
No - the surviving spouse is not liable for the deceased person's bills !
The information comes from your credit history: credit card and loan records, medical bills that have not been paid, student loan records, housing records, etc. that is reported to credit recort companies.
If nothing else, the spouses Estate would have to pay it, if there was $$$ for more info see www.steveshorr.com/estate.planning.htm
No - a person's debts die with them. The spouse of a deceased person is not responsible fofr their outstanding bills.
no, it doesnt
No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.
There is no minimum amount you have to pay on medical bills each month. Medical bills and student loans are often not considered in the credit/debt equation.
yes they do, they impact your score greatly
Unpaid medical bills are on your credit score until they are settled with the company that issued the bills or written off of the credit report. This could be for many years if you are making payments on the account or might end more quickly if you have declared bankruptcy.
yeh, sumtymz! it depends
If the bills were overdue and you are making payments as the result of being 'dunned,' and the bills are not yet paid in full, it will reflect on your credit report.
Yes it is, right under the hospital's name. Generally, paid and satisfactory hospital bills do not show on a consumer's credit report. Unpaid bills that go to a collection agency are frequently reported. Most hospitals and medical providers have existing arrangements with collection agencies that processes unpaid bills rather quickly.
when you are married and your spouse don't pay his / her medical bills are you responsible for the bills when your name not on the bills and when they call they don't ask for me they ask for him and can they report it to the credit report
i have 2 medical bills on my credit and i need to know what they are and i have the account numbers where do i look/
yes if they have your name on it
Oregon is not a community property state. Therefore the surviving spouse is only responsible for the deceased spouse's medical bills if he or she entered into a financial agreement with the attending hospital and/or physicians or other such agencies.
YES, if you die, then the next of kin is responsible for your debt.