No.
Credit reports show individual and joint debts, but not as husband and wife.
For example, a married couple hold a joint mortgage it will be on both of their credit reports, individual accounts including medical bills will only appear on the CR of the spouse who incurred the debt.
Yes, unpaid medical bills will be reported to credit bureaus not to mention the collection agency that the medical facility will pursue.
unpaid collection on medical bills can possibly be reported on bureau, but payment history is not reported.
Yes.
Yes, this is only reported on your credit report if it is a collection account.
Yes. Defaulted medical bills can be reported and added to a person's CR. Privacy laws pertain to the medical records themselves, not the debt incurred from medical expenses.
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
No - the surviving spouse is not liable for the deceased person's bills !
If nothing else, the spouses Estate would have to pay it, if there was $$$ for more info see www.steveshorr.com/estate.planning.htm
The information in a credit report comes from financial institutions, lenders, and creditors that report your credit activities to credit bureaus. This includes details about your credit accounts, payment history, outstanding debts, and any public records such as bankruptcies or liens.
No - a person's debts die with them. The spouse of a deceased person is not responsible fofr their outstanding bills.
no, it doesnt
No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.