If the bills were overdue and you are making payments as the result of being 'dunned,' and the bills are not yet paid in full, it will reflect on your credit report.
Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.
An accounts payable aging report is a list of amounts owed to creditors (people you owe money to) and this list shows how overdue the debt is. The report tells you whether the debt is current, 30 days overdue, 60 days overdue, 90 days overdue,etc.
Reportedly, buying trade lines is illegal. A trade line is something that will make a credit report look better. According to the Fair Credit Reporting Act, this is illegal.
no, it doesnt
No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.
yes they do, they impact your score greatly
There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!
Medical Payment Data is not a company and doesn't have a phone number. Medical Payment Data is a term that is used on credit reports when a third party i.e not the consumer pulled the credit report. Due to HIPPA laws, medical debts can’t be disclosed on a credit report to a third party. In order to find out who to pay, you need to pull a credit report on yourself from all three major credit bureaus to find out who you owe the money.
If you're married than its easy... your spouse just gets a copy of their credit report and shows it to you. If your not married (divorced) than you cant - its illegal.
No. This is done all the time by creditors.
Your local police department
Yes, this is only reported on your credit report if it is a collection account.
unpaid collection on medical bills can possibly be reported on bureau, but payment history is not reported.
No. If the bill was incurred when you were a minor, then the bill is your parent's responsibility. It would be illegal to put it on your credit report.
Unless you work for an attorney or someone who can legally pull other's reports, it is illegal and not easy to pull another persons credit report. You can't legally do so.
There are many ways one can get their credit history report. Among them are the Annual Credit Report, Free Credit Report, Credit Karma, TransUnion and more.
Yep! If the ambulance company turns your account over to a collection agency that agency might report the collection on your credit. Medical collections are the most common type of collection on a credit report.
One can obtain a free National Credit Report from any reputable credit report site. These include Free Credit Report, Equifax, and Annual Credit Report.
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
if they are in your name, yes they can
Yes. Your length of credit history alone can affect your credit score. Yes. A drop in your credit score does not indicate anything illegal.