No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.
No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.
If the bills were overdue and you are making payments as the result of being 'dunned,' and the bills are not yet paid in full, it will reflect on your credit report.
no, it doesnt
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.
An accounts payable aging report is a list of amounts owed to creditors (people you owe money to) and this list shows how overdue the debt is. The report tells you whether the debt is current, 30 days overdue, 60 days overdue, 90 days overdue,etc.
Reportedly, buying trade lines is illegal. A trade line is something that will make a credit report look better. According to the Fair Credit Reporting Act, this is illegal.
yes they do, they impact your score greatly
No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.
No. This is done all the time by creditors.
Your local police department
If you're married than its easy... your spouse just gets a copy of their credit report and shows it to you. If your not married (divorced) than you cant - its illegal.
There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!