yes, they are held responsible. if you have two cars, put safer driver on more expensive veh as primary, and make unlucky driver primary on older car.
The question is a little confusing. If the spouse or person is listed on the insurance policy as a driver of the vehicle then they are indeed insured and shouldnot besubject to being penalized for that specific issue.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
It could be an insurance policy taken out with an insurance company in case of an accident.
If the car that was involved, in an acident was insured yea!
Yes it does. The cancellation of an insurance policy is not retroactive.
No.
If the husband is the nominee of the wife's life policy,and in case of later's eventuality, he can claim the insurance proceeds and the Insurance Co. is legally bound to pay to the nominated husband.
If the automobile policy contract is in both names (husband and wife) then the insurance company will look to both of you for compensation of any losses that are not covered under your own policy.
The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.
If you put medical insurance on the policy when the policy was purchased.
If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy