I wouldn't worry about your friend and his insurance, but your own. If you are a minor your parents owe for damages that your friend did to the other car. If you allowed him to drive the car without your parents permission that is a problem too. That was not smart allowing someone to drive your car.
Check with your insurance agent. Normally, the repairs would be covered by the company that insures the car, although they may want some sort of reimbursement from your friend's insurer.
If the ticket was issued to his name then NO, it will not effect your insurance rate.
no your insurance will not cover youhis will even if you were driving as long as you are licensed and he has full coveragenot only is the latter unethical it is illegal its called insurance fraud and carries heavy fines and maybe even jailtime
only if the friend is over 21 years of age and a licensed driver.
I accidentally crashed into my friend.!
She once pulled a friend from a crashed airplane.
His pilot friend was Wiley Post. They were killed on August 15, 1935 when their airplane crashed in Alaska.
I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.
About the only time that there is no coverage for a permissive driver is when that person has been officially excluded, in writing, prior to the accident. All normal provisions of the policy should apply. You and the driver of the car must cooperate with the investigation of the accident with your insurance company.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it
I believe the Parents insurance go up!