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You don't file bankruptcy "on your vehicle." You file bankruptcy to discharge all your debts. You don't get to pick and choose which creditors. But, secured creditors either have to continue to be paid or you have to surrender the collateral, in which case the balance due on the secured note would be discharged.
What else can I help you with?
Is it possible to keep a vehicle that has post-arrears once a Chapter 13 has been discharged?
If it has been discharged (At the end of the Chapter 13 plan), then you will most likely have to work out some type of payment with the lender. You can also consider filing another Chapter 13. (The car would most likely be the only debt)
When filing chapter 7 do they come to your home to check for personal belongings?
No. Such would be very unusual.
Can you be an authorized user on a parent's account after filing a chapter 13?
Probably, but that would be at the discretion of the creditor/card issuer.
Does a wife have to pay taxes on the allowance given monthly by husband?
If the monthly amount is supposed to be ALIMONY payments YES the monthly Alimony payment amounts would be taxable income to you on your own 1040 income tax return. If you are still married and filing a married filing joint income tax return all of joint worldwide income would be reported on the MFJ income tax return and the monthly allowance from your husband would just be and amount from the after income tax funds that were reported on the MFJ income tax return.
Is there a Sr22 that will cover non owned company vehicle?
An SR22 filing would have to accompany your Personal auto insurance policy. Personal Auto insurance "never" provides coverage for a commercial company vehicle with or without an SR22 filing.
Can you surrender your vehicle after filing chapter 13?
Yes, but I would hang on to your car if you can make the payments because getting a car while you are in bankruptcy is quite a process (you must file a motion to incur additional debt and get permission from your trustee) and you will pay a much higher interest rate. Maybe higher than the one you have now, since you purchased it before bankruptcy. There are also limits on the price of the car you are allowed to buy and a limit on the payments you are allowed to take on. You will also have a repo on your credit, making it difficult to finance a car
When will chapter 161 of Gakuen Alice come out?
Chapters are released monthly . Chapter 160 came out not so long ago. I heard that the next chapter would come out on the 5th of April though . I can't wait !(x
Your mortgage is 7 months behind if you have a prior Chapter 7 which was discharged in may 2007 can you file again to save your home?
There are two parts to this answer. The first is if you are trying to "SAVE" your home you would not be filing a chapter 7. YOu would be filing a chapter 13 Which is designed for you to be able to keep your assets that have fallen into delinquency such as your home or vehicle. Chapter 13 put you into repayment plan for the 7 months that are past due spread out over 3-5 years. Chapter 7 is a liquidation of debt if your were able to file again...Which brings us to part two of the answer you would be saying in essence you want to let your house go and liquidate or zero out any remaining balance. There is a 8 year waiting period before you can file another 7 anyway and that is not the plan you need.
If you owe a thousand dollars to chapter 13 but are behind paying what will happen if you do not pay?
The trustee/bankruptcy court can dismiss the chapter 13. Creditors would then be able to pursue collection including filing a lawsuit.
Can you keep your paid off can worth 12000.00 and IRA when filing bankruptcy?
Not if its a chapter 7 BK; there is too much equity (value) in the car (since most vehicle exemptions are about $3,000 or lower. If filing chapter 13, it might be possible to keep the car. But if its a chapter 7, it is highly likely that the car would be seized and sold off by the BK trustee to pay off your creditors, or make you pay the difference between the car value and car exemption. (and before you ask- NO, do NOT sell your car to friends/family/neighbors, etc... for a $1)
What is in chapter 7 for bankruptcy information?
In Chapter 7 bankruptcy, you would achieve the end ultimately faster, and basically be able to restart your financial life sooner. It is the most common form of bankruptcy and debts would be discharged months after filing the bankruptcy.
Would filing chapter 7 bankruptcy clear foreclosure from your credit report?
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
