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You need a commercial general liability policy.

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โˆ™ 2011-09-11 01:20:55
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Q: You are starting a residential cleaning business Should you get general liability insurance or professional liability insurance?
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LLC Liability Insurance?

form_title=LLC Liability Insurance form_header=Even as a limited liability company, it's important to have protection from personal liability. Have an insurance professional create a personalized quote based on your business risks. Type of Insurance Needed:= [] General Liability Insurance [] Property Liability Insurance [] Professional Liability Insurance [] Directors and Officers Liability Insurance [] Product Liability Insurance [] Other [] Not Sure Years In Business:=_ How many total people work in your business (including yourself, owners, officers, employees, contractors, etc)?=_


Business Liability Insurance ?

form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently have insurance coverage?= () Yes () No What type of business liability insurance do you need? (Check all that apply)= [] General Liability [] Workers Compensation [] Business Owners Policy (BOP) [] Property [] Professional Liability [] Business Travel [] Business Automobile


Where can a business owner purchase business liability?

A Business Owner can purchase Business Liability online at the website of Hiscox. You can go to their website and also get an online quote. You can also purchase Business Liability Insurance online at Geico. They have four Business Insurance options including Professional Liability Insurance.


Small Business Insurance?

form_title=Small Business Insurance form_header=Small business insurance is necessary to protect your company. An insurance professional can help you identify the potential risks associated with your company and customize your policy to meet those needs. Type of insurance needed:= {(),Business Owners Policy,Business Auto Insurance,Business Property Insurance,Business Liability Insurance,Home Business Insurance,Workers' Compensation,Business Umbrella Liability,Professional Liability Insurance,Directors and Officers Liability,Business Identity Theft,Group Health Insurance,Business Life Insurance,Key Person Life Insurance,Agricultural Insurance,Product Liability Insurance,Personal Insurance,Not Sure} Number of Full Time Employees=_ Years In Business=_


Commercial Insurance?

form_title=Commercial Insurance form_header=Manage your risk with a commercial insurance policy tailored to fit your specific business needs. Number of Full Time Employees:=_ Currently Insured:= () Yes () No Years In Business:=_ Type of Insurance Needed (Check all that apply):= [] Business Owners Policy [] Commercial Auto Insurance [] Business Property Insurance [] Business Liability Insurance [] Home Business Insurance [] Workers' Compensation [] Business Umbrella Liability [] Professional Liability Insurance [] Directors and Officers Liability [] Business Identity Theft [] Group Health Insurance [] Business Life Insurance [] Key Person Life Insurance [] Agricultural Insurance [] Product Liability Insurance [] Personal Insurance [] Not Sure [] Other


If you have Professional liability insurance why do you need general liability insurance?

Professional liability insurance will protect you against lawsuits arising from your actual professional services rendered. Suppose you have a consulting business, and you are sued for providing incorrect information, that would be a professional liability. Insurance agents and accountants need a similar coverage called Errors and Omissions. Doctors and Lawyers need Malpractice... General liability pertains more to premises coverage for your place of business, to protect you against situations like a slip and fall. General liability would also cover any damages or bodily injury that your business caused while at a customer's location. It would also cover you for your products or completed operations of your business. Most general liability policies specifically exclude professional liability.


Do you need professional liability insurance for your small business?

It just depends on the type of business you are engaged in You should have professional liability insurance if you give professional advice or services. Professional Liability provides individuals and companies protection from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.


Liability Insurance?

In todayโ€™s world of legal dispute, lawsuits against businesses are everywhere in Fort Myers, Florida. As a business owner you need to be prepared to protect the integrity of your company; if an accident or mistake turns into a claim. John Perry Insurance Agency understands that mistakes can happen. We are here to help you create a professional liability policy that keeps your day to day operations protected should your business be held legally liable. Get a quote! Contact a John Perry Insurance agent today to prevent mistakes and errors from becoming major losses for your business. Call 863-777-4966.


What are your options as far as professional indemnity?

It depends on the type of insurance you are looking into as well as your profession some examples are:general liability business insurance and contractor liability insurance, among many others.


Malpractice Insurance?

form_title=Malpractice Insurance form_header=Looking for affordable malpractice insurance to protect your medical career? Get the coverage you need to protect your career from unexpected claims. Malpractice insurance needed:= () Individual Malpractice Liability Insurance () Business Malpractice Liability Insurance If you chose Business Malpractice Liability Insurance, how many employees need insured?=_ What is your professional trade?=_ Have you ever had a malpractice claim against you or your business? = () Yes () No


What are some services that Capital Insurance provides?

Capital Insurance provides personal insurance, business insurance, professional liability, and bonds. This insurance company is an independent insurance agency.


How long does it take to get comparison quotes from Professional Liability Insurance?

This will vary depending on which company you choose to obtain your quote for Professional Liability Insurance. You should be able to receive a comparison quote within 1 to 5 business days.


Where can I purchase cheap business insurance?

To get basic business insurance you have to have general liability. Companies that offer this service are Progressive Professional for one, and they will compare other rates for you too.


Is A property or liability insurance policy a business or liability contract?

A property is not a contract or a business. A liability insurance policy is a kind of contract but not a business. the answer is b...


Is there a good company that offers professional liability insurance?

Determining whether a company is good or not is subjective. One example of a good company, however, is NAPLIA, the North American Professional Liability Insurance Agency. They are a Better Business Bureau accredited agency with an A+ rating.


Does Johnson Insurance provide insurance for businesses?

Johnson Insurance is a full-service insurance agent.They can provide all types of personal and business policies including, but not limited to home, auto, renter's, business umbrellas and professional liability.


What insurances are needed for business consultancies?

Business consultancies should have insurance that protects their premises. If they have employees they are required by law in the UK to have employers liability insurance. Additionally they may choose to purchase business interruption and professional indemnity insurance too


What are the different types of business insurances?

There are a great many different types of business insurance. Most companies will have a general liability insurance which covers the legal and other costs of everyday risks. Beyond this there might be property insurance for any buildings and equipment and liability insurance for products that are sold by the company. Some companies have professional liability insurance to cover any errors or malpractice that might occur.


What are reasons that one would need to purchase business liability insurance?

Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.


Professional Liability Insurance?

form_title=Professional Liability Insurance form_header=Professional liability insurance safeguards you and your business from lawsuits caused by charges of professional negligence. Protect the time, money and hard work you've spent to become an expert in your profession. Are you self-employed or an employee?= () Self-employed () Employee Is your degree or certification current and up-to-date?= () Yes () No Has any claim or lawsuit for malpractice ever been brought against you or any of your employees?= () Yes () No


What companies provide business liability insurance?

Nationwide does offer general liability insurance as well as business liability insurance. Geico and many other insurance companies also offer liability insurance, it just might take a bit of sifting through to make sure they have what is needed.


Does every business owner have to have commercial general liability?

It is a good idea to consider purchasing general liability insurance for your business. General liability insurance can protect your business and give you peace of mind.


When starting a home watch service business do you need to be bonded or have liability insurance?

AnswerYep, You have to have insurance for everything.To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance.General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house.Professional Liability is in case you miss something that you should have seen as a Home Watch Professional. Roof leaks that are clearly visible but that you missed would be covered by this 'errors and omissions' insurance.The insurance is not easy to find.


How General Insurance Can Protect You?

"General insurance" is the umbrella term used by the insurance industry to describe all policies other than life insurance policies. This includes various types of insurance for individuals as well business policies. The two most common types of general insurance for individuals are automobile insurance and homeowners insurance, both of which can include property and casualty coverage. The two most common types of general insurance available for businesses are commercial auto liability and commercial general liability. Other commercial general insurance products include premise liability, professional liability, product liability and operations liability. An increasingly popular commercial product is business interruption insurance that provides the business owner with income should a disaster fall that is covered by other parts of his or her policy.


Do I have to have liability insurance if I open a small construction business?

Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.