answersLogoWhite

Top Answer
User Avatar
Wiki User
Answered
2010-11-29 21:56:51
2010-11-29 21:56:51

Yes.

Not technically,whoever has ownership of the vehicle is legally responsible for the damages caused. However, if they can prove you did not have permission to take/drive the car they can probably bring a successful claim against you in small claims court typically 5K max.

001
๐Ÿฆƒ
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions




There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.


Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't


typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........



As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.


Only if the friend gets into an "at fault" accident.


Yes, unless you are under the influence of alcohol or drugs


Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.


How badly do you want to remain friends with this person? Do you want to end up in front of Judge Judy? Did you promise to pay for the damage? You know what the right answer is. Just because they didn't claim this on their insurance policy doesn't make you any less responsible.


Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.


That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask.


No. If it is your car, your insurance is responsible. If the partner has an accident, your insurance may drop you from your policy for violating the terms. The terms should say somewhere in there that you are responsible and will be the only person to opperate your vehicle. I have seen people take their friends to court and win small lawsuits for damages to their car. So, your partner would have to pay out of pocket for damages if you want to avoid insurance problems. It is best to add him/her to your policy if they are going to drive your car.



Globe Life and Accident Insurance Company is headquartered in Oklahoma. The company was founded in 1951 by two friends, Ralph Reece and John Singletary. Globe now has more than 3.8 million policy holders.


Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.


Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.


As long as he had a coverage which is called Medical Payments at the time on his auto insurance. Also known as PIP. when you buy this converge you buy it in limits and per person. The highest 2 of my companies have is a 100,000 dollars. So if there was an accident, the insurance company will pay no more then 100,000 dollars per person.


Yes. If you caused damage to somebody's property you are responsible. The definition of insurance is a transfer of risk. If your friend had insurance on the car then the risk would have been transferred from you to the insurance company, but would still make you at fault.


Hopefully, both you and your friend have insurance. If you do, you call the insurance companies. If the other guy caused the accident, you let the insurance companies fight it out. Likewise, if just one has insurance, you call that company. On the other hand, if you caused the accident and both you and your friend have insurance, you call the insurance companies. If just one has insurance, you call that company. If neither you nor your friend have insurance and you caused the accident, you are in deep trouble. You could be out a lot of money. In either case, you only talk to the cops. You do not assume any blame even if you are at fault. You just give the facts. You can say the light was red when I entered the intersection. You have to tell the cop the facts or you can go to prison. Still, you do not say, "It was my fault." You do not assume blame. You do not make value judgements.


No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.


If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.


depends on the company and the details of the accident. most commonly the owner of the vehicles' insurance will pay the claim and then subrogate (recover money paid out) against the drivers insurance company. for example, let's say you have state farm and i have allstate. you are borrowing my car and get into an at fault accident that cause $10,000 in damages. allstate will go ahead and pay the $10,000 to the other party. once that is done allstate will basically send a bill to state farm for the $10,000 they paid out.


YOU were the driver and they can sue you and your girlfriends insurance company (your girlfriend too if they wish). They will focus on the insurance company if you do not have any assets.



Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.