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You have been an authorized user on your wife's credit card account for the past year which is in good standing so how come you still don't have a FICO score?

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Wiki User
May 31, 2007 11:34PM

The reason you still do not have a FICO is because your credit was not used to apporve the application you are just a user much like a 17yr old uses a parents credit card being a user just means the card has your name on it not that your information was used to approved the credit card in most cases the company does not even have your S.S#