The period of time you have owned your house is not relevant.
Many other things may be though.
No, you cannot file for Chapter 7 bankruptcy before the 8-year waiting period has passed.
You can indeed file a chapter seven. However, new bankruptcy reforms will go into effect in October, and it will be much more difficult to file a chapter seven, total liquidation BK.
If you are talking about a Chapter 7 bankruptcy, It takes 7 to 9 years after you can file bankruptcy again.
“need to file last year's and this year's CT State tax only???”
There is a "means test" for filing consumer bankruptcies, and if you earn more than the median family income in your state, you have to see if your deductions from the gross income make you eligible to file a Chapter 7. Otherwise, you have to file a Chapter 13. You can find the median family income for each state at the US Trustee's website, accessible from your bankruptcy court's website. ("Links")
The 8 year rule only applies to serial c. 7 filings, not to a c. 7 filing after a c. 13. If the 13 was dismissed for cause under 109(g), you may have to wait 6 months.
Yes.
If received for last year yes. the one for next year, received after filing, no.
NO. The six year rule still applies.
6 Years from the date of filing of the Chapter 13. (Only because it was converted).
$174,000 per year (2009) for rank-and-file members. The leaders get more.
There are two parts to this answer. The first is if you are trying to "SAVE" your home you would not be filing a chapter 7. YOu would be filing a chapter 13 Which is designed for you to be able to keep your assets that have fallen into delinquency such as your home or vehicle. Chapter 13 put you into repayment plan for the 7 months that are past due spread out over 3-5 years. Chapter 7 is a liquidation of debt if your were able to file again...Which brings us to part two of the answer you would be saying in essence you want to let your house go and liquidate or zero out any remaining balance. There is a 8 year waiting period before you can file another 7 anyway and that is not the plan you need.