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Generally all policies state that when you enter a state with different minimum liability limits or requirements, then your policy will adjust to the minimum standard of the state you enter. This does not include a situation where you move to another state and do not tell your insurance company. IF this is the case you have committed material misrepresentation or possibly insurance fraud and most likely claims will be denied.

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Q: You have no fault but am in a state with fault what happens?
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What happens to No fault insurance in a fault state?

At-fault state laws apply.


What happens if you are hit from behind in a no fault state?

Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.


You have no fault insurance but am travling in states with fault what happens if there is an acdent?

You may wish to read your policy but all I have ever seen state that their policy will convert to the greater of the limits on your policy or the minimum required in any other state you drive into. There are different forms of no fault and fault policies depending on your state requirements, but you can feel sure that your policy will at least meet the minimum requirements of any state you travel into.


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In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.


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