Workers Compensation
Employee Development and Training
Hiring and Retention

You just opened a business that only subcontract people you do not employ anybody Do you need Worker's comp for your company?



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The short answer is yes! WC is compulsory for everyone. Although your subs can waive workers comp coverage for themselves, this is onlt because they can collect it from you. Furthermore, if your sub hires a sub or and employee and does not have WC then you are on the hook. (NY)