In order to lawfully garnish your pay they either need the authority of a court order to your employer do so, or you must have agreed to it in some contract or agreement that you previously signed.
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
no
With a court order, yes, they can.
Yes, they do. Unfortunately, they will take every penny that is in your account, and they won't tell you before they do it either. All they have to have is a judgement against you. I was falsely informed that if my husband's name was on the account that they couldn't take money from the account, but that wasn't true either. They can garnish any account with your name on it, or with you as a co-signer. The smart thing to do is to take your money from the account and have your pay deposited into an account that doesn't have your name on it...someone you trust like your spouse or parents or child. They can garnish your pay as well, but only 25%.
The only way a creditor would know your checking account info is if you have a credit card from your bank. Banking information is NOT included in the credit report that creditors pull to consider your CC application...
If the judge awards that as a method of satisfying the terms of the loan, probably.
Yes. They cannot garnish the minor's account, however.
The State can place a lien on bank accounts and other assets. The lien freezes the account.
That depends on the nature of the debt and the laws of your state. You should seek the advice of an attorney to discuss your exposure.
A collection agency can only garnish pensions in PA that is directed deposited in a checking about if the pension is paid by PGBC, a government program if the debtor has not filed an exemption. Typically, the debtor has 10 to 21 to file an exemption.
They can if he/she is on the collections account.
Yes