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You only have enough money to make your credit card payment or house payment Which should you do?
Wiki User
∙ 15y ago
Keep a roof over your head first..... then work on negotiating the cc debt
Wiki User
∙ 15y ago
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What do i need to buy a house?
You need either enough cash to pay the selling price or a down payment, a good credit history and a steady job.
Should i pay my house payment or my credit card bill?
If it is convenient but credit card interest can be as high as 45%. It is unlikely to be a good idea if you do not clear the balance monthly.
Who offers financing to buy cars to people with bad credit?
Used car dealers often have onsite financing or in house payment plans. These are good choices for people with credit poor enough to not qualify for car loans.
What are advantages to having credit?
Credit allows you to arrange your cash flow so that you can borrow enough money to buy a house or a car (for example) and pay later. You can't really use credit to pay for a down payment, so you do need to have savings also.
Can non payment of credit cards show up on your title of a house?
It will show up in your credit history report.
Can you buy a house after a deed in lieu of forcloser?
It will take at least 4 years under current conditions to recover your credit enough to be considered for a new mortgage. That's if you become the perfect credit consumer. Perfect payment history and perfect credit to income balances.
How does financial aid affect your credit score?
Im applying for financial aid for my house payment. will it effect my credit score
What are some examples of credit card software?
Payment processors merchant banks use a payment processor such as an electronic payment clearing house to settle credit card transactions through the bank system for merchants. These are sometimes called credit card transaction networks.
Income should be paid on a house payment?
25 percent of income should go to house payment but the average is more like 50 percent.
What do you need for to buy a house?
Some things are - A job, money for down payment and good credit.
How much do you save to buy a house?
It will depend on how good your credit is and what you want your payments to be. If the price of a house is $100,000 and your credit is good and your fico score(this is your credit score) is 660 or higher You will need to put down 5%-10 % or $5,000 - $10,000 plus closeings cost of another 4% or $4,000.00 so if your credit is good you will need to save 9% -15% of the cost of the house you want to buy. Now if you have bad credit, you should clean up your credit before you buy. With bad credit your intrest rate will be high and your house payment will be high.
Is a credit score of 679 good enough to buy a house?
yes it is
