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Title 11 is the US Bankruptcy Code. Chapter 7 is a part of Title 11. A chapter 11 (also part of Title 11) is for business reorganizations. A chapter 13 (yes, also part of Title 11) is for people who have the income to pay current bills and pay money into a plan to pay a Chapter 13 Trustee and to pay all secured debts arrears in no more than 5 years.

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