It seems from your description of your road traffic accident that your solicitor should have no problem in establishing legal fault of the driver who caused your injuries. The question is therefore "how much compensation is your wrist and hand injury worth?". In the UK there are two main parts to your compensation settlement - financial losses (such as lost income and medical expenses) and pain and suffering. Your wrist and hand injury must be evaluated by a medical expert instructed by your lawyer to establish the medical description of your injury from which your solicitor can calculate how much compensation you should receive. Please see the related links entitled "wrist injury compensation" and "hand injury claims" to see examples of compensation amounts for all manner of hand and wrist injuries.
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If it's sprain it will be sore for a little while. But if it doesn't stop hurting for a week go to the doctor because it might be broken. Dont walk on it that much either if you do it may take longer to heal. Put a heating pad over it to ease the pain it will be better soon.
Usually a client will pay a contingent fee. This means there is no upfront cost for the attorney and the attorney will be paid a certain percentage of the settlement.
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You really only need to report an accident if you expect any compensation.
You need to consult an attorney. Ther is simply no possible way to answer your question without very specific details about the accident.
Expect to get a ticket for not having the insurance.
No, because you payed for it so they use your money to fix the car if you have an accident.
It depends. If you were following all H&S guidelines (boots, etc.) and severly affects your ability to function on a day-to-day basis, then it can be significant (usually in cases of a broken big toe). If not then don't expect too much (I know people who have gotten little more than Statutory Sick Pay).
Balance and muscle coordination.
This depends upon the agreement you have with him. Lawyers may charge by the hour (and you should expect to pay at least $300/hour) or they may work for a percentage of the resulting settlement.
That usually takes a year or longer.