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What else can I help you with?
Does your husband no longer have a credit history if he has been unemployed for 10 years even though you have joint credit accounts?
If you have joint accounts that have been open and active in the past 7-10 years, your husband has a credit history. Credit history has nothing to do with the status of his employment.
If you are a secondary card holder yet you have been the only user of that credit card does it mean you still have no credit history?
If you are on the account your are building a credit history, hopefully a good one.
What is the consequence of having the credit delinquency on your credit report?
It will be harder to get any loans, credit cards or a mortgage as your credit history has not been good.
Does closing credit cards after you have paid them off go against your credit?
I've read that closing accounts after they've been paid off can actually hurt your credit score. Among the factors considered in calculating your credit score is the length of the credit history you have, so a history of accounts that have been paid on time is better than a recent history of fewer accounts.
Why does credit information remain on your credit report even though the account has been closed for years?
It's all part of your credit history..the good the bad and the ugly. I longer history is generally good.
Why was my request for a credit increase denied?
Your request for a credit increase may have been denied due to factors such as a low credit score, a history of late payments, high debt-to-income ratio, or insufficient credit history. It is important to review your credit report and address any issues before reapplying for a credit increase.
Can you think of an instance in time or place when the idea of history has been different from your definition?
Can you think of an instance in time or place when the idea of history has been different from your definition?
Can a parent purchase their child's home if it is going into foreclosure?
As long as it hasen't been forclosed on yet. And they pay all the legal fees to do it.
What credit history is needed to finance a new car?
I,ve been told that typically if your just starting out with credit, for an installment loan, most lenders would like to see at least 1 yr to 1 yr and 6 mths solid credit history
When to apply for a credit card?
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Can my credit rating be affected if my father defaulted on credit card payments and I was once on the account?
You are a separate, legal entity from your father, your credit rating should not be affected by your father's credit history. It is however possible that you may have been mixed up with you father is you live at the same address and have the same or similar names. It should be possible to check this out by asking for your credit history statement.
What is a clean credit repair?
Credit repair is a service offered to verify a credit report, to ensure that there have been no reporting errors and that all information is accurate and up-to-date. This service is primarily used for people with poor credit and complicated history in order to rebuild credit.
