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With any large purchase, most people need to plan ahead and save money before buying. This is certainly the case when it comes to buying a boat. Savings can accumulate quickly and a new boat can be in the water in no time.

The first step is to be realistic in the goals. Savings needs to be done within one's means. Also, a specific timeline should be established. This will allow the progress to be easily tracked and give a person motivation to save.

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