BBT Online Banking Tips

Answer 1

If youre using your BBT online banking account simply for checking your transactions, you may be pleasantly surprised to find out that you could be doing a whole lot more. Instead of simply monitoring your account via the online banking website, begin getting more out of it by paying bills, syncing your information with your offline data, and so much more.

If you like to keep track of your account information and transactions on your hard drive while offline, you can do this by downloading your information for a mere $8.95 a month. Using this service, you can download and export your account information to a finance management program such as Quicken so that you can get a tighter grasp on what is happening in your account. Additionally, this can help you budget your money more easily and keep track of whats happening and where you can make improvements.

As previously stated, you can also pay bills using the online banking feature from BBT. Simply use the online banking system to catalogue your list of companies and people that you regularly making payments to, and from there on, you can make payments with as little as a mouse-click. Whats even better is if the recipient who you are trying to make a payment to doesnt accept electronic payments, BB&T will actually just disperse a paper check to them. This makes it a lot easier if you happen to try to make a payment and whoever the recipient is happens to not accept electronic payments.

Additionally, another thing to keep in mind is that you shouldnt rely on the BBT online banking records to do your banking. Online banking tends to take a bit longer to update than your account balance from, say, an ATM. Because of this, you shouldnt rely on the information you get from the website. For example, your available balance could be false according to the website if youve got pending transactions that have yet to go through. Online banking should only be used if you have already balanced your checkbook and are accurately aware of what is going on within your account.

Overall, BBT online banking makes it easier to keep track of funds and transactions. Its a great feature for any BBT account holder to use, and it doesnt hurt to sign up for one!